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7939 Beechnut St NE, Kalkaska, MI, 49646

2beds
1baths
800sqft
$147,900
$185price/sqft
$1,094/moest. monthly cost
$43,760/yrincome needed

About This Home

What a charming Cottage !! check out some of the history. 2005-2013 : Cottage strip to the studs, Rewired (100 & 200 amp panels installed), insulated, windows, kitchen cabinets, septic system & more. 2013- 2026: Door & window installed in laundry room, Stone coated steel roofing & Vinyl Siding all installed by "ALL-WEATHER SEAL" Company, some items may have a transferable warranty. Short walk to shared 50 ft access on Manistee Lake, May be just the place to take in a lake view , or dip your toes. Must view to appreciate ...

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
5/10
Kalkaska Middle SchoolGrades 6-89.7 mi
7/10
Kalkaska High SchoolGrades 9-129.4 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block,Slab
  • Roof: Metal/Steel
  • Construction materials: Frame,Vinyl Siding

Notable Dates

  • Major remodel year: 2005

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Microwave,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 69.4167

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 50

Features

  • Drywall,Ceiling Fan(s),Cable TV
  • Window features: Drapes
  • Flooring: Laminate,Carpet,Vinyl
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 800

Heating & Cooling

  • Heating features: Wall Furnace,Natural Gas,Fireplace(s)
  • Cooling features: Electric

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Kitchen

  • Level: Main
  • Area: 53

Living Room

  • Level: Main
  • Area: 148

Master Bathroom

  • Features: Shared

Master Bedroom

  • Level: Main
  • Area: 92.5833

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 4000576004300
  • Zoning description: Unknown

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None
  • On waterfront: Yes
  • Waterfront features: Inland Lake,Vegetation to Water Edge
  • Waterbody name: Manistee Lake
  • Frontage length: 50

Lot

  • Lot size: 0.34 Acres
  • Features: Wooded-Hardwoods,Cleared,Wooded,Level,Rolling Slope,Subdivided
  • Lot size dimensions: 100' x 150'

Parking

  • Parking features: None,Dirt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning
Strong Wind

FEMA Declared Disasters in Kalkaska County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $747$8,964
Home Insurance *$51$612
Property Taxes $108$1,296
Electricity $188$2,259
Total$1,094$13,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,508/yr
40% on housing$32,820/yr
45% on housing$29,173/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 49646$148
Kalkaska County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 49646$180
Kalkaska County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$147,900
2026-06-07Price change$149,900
2026-05-13Listed for sale$159,900
2013-09-06Sold$45,000

For Sale by Agent

AgentGary Roberts
BrokerageREMAX Bayshore - Kalkaska

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