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628 Orchard Dr, Duncansville, PA, 16635

2beds
3baths
1,240sqft
$230,000
$185price/sqft
$1,734/moest. monthly cost
$69,360/yrincome needed

About This Home

Welcome to 628 Orchard Drive in the desirable Penn Farms community! This well-maintained end-unit townhouse offers the perfect combination of space, convenience, and low-maintenance living--with no HOA fees. The bright, updated kitchen features stainless steel appliances, abundant cabinetry, and a new sliding patio door leading to a spacious deck and backyard, perfect for relaxing or entertaining. The main level boasts generously sized living and dining areas, while upstairs you'll find two spacious bedrooms connected by a convenient Jack-and-Jill bath. The lower level includes an integral garage plus a versatile bonus room ideal for a home office, family room, gym, or guest space. Additional highlights include extra off-street parking in the rear, natural gas heat, central air, and an attractive end-unit location offering added privacy and outdoor space. Conveniently located close to shopping, restaurants, and schools, this move-in-ready home is listed at $230,000 and is an excellent opportunity for comfortable, low-maintenance living without monthly HOA fees.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Permanent
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Range,Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Features

  • Window features: Insulated Windows
  • Flooring: Tile,Carpet,Luxury Vinyl
  • Fireplace features: None
  • Fireplace: Yes
  • Finished area above ground: 1,240

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,240
  • Total interior livable area: 1,240 sqft

Property

Details

  • Parcel number: 04.0004D.140.00000
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Pool features: None

Lot

  • Lot size: 3,920 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$77$924
Property Taxes $270$3,240
Electricity $224$2,692
Total$1,734$20,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,451/yr
40% on housing$52,020/yr
45% on housing$46,240/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 16635$102
Blair County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 16635$128
Blair County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$230,000

For Sale by Agent

AgentAdam Conrad Team
BrokeragePerry Wellington Realty, LLC

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