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2520 Hickory Ridge Dr, Phenix City, AL, 36870

5beds
3baths
2,985sqft
$359,000
$120price/sqft
$2,509/moest. monthly cost
$100,360/yrincome needed

About This Home

Welcome to this beautifully maintained 5-bedroom, 3-bath home situated on a spacious, level lot in the desirable Ridgewood Cove community. This exceptional home features an open-concept living room with hardwood floors that flows seamlessly into the kitchen, complete with granite countertops, a new tile backsplash, a center island, stainless steel appliances, and abundant cabinet space. The main level also offers a formal living room, formal dining room, and a guest bedroom with a full bath, making it the perfect setup for visitors or a home office. Upstairs, you'll find an oversized primary suite with an ensuite bath featuring dual vanities, a separate soaking tub and shower, and a large walk-in closet. Three additional bedrooms, another full bath, and a spacious loft provide flexible living space for a media room, playroom, or home office. Step outside to enjoy the fenced backyard, ideal for entertaining, children, pets, or simply relaxing outdoors. Conveniently located just minutes from shopping, dining, Central High School, and with easy access to both Phenix City and Columbus, this move-in-ready home offers the perfect combination of space, comfort, and convenience.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

4/10
10/10
8/10
Central High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Slab/No
  • Construction materials: Brick,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Self Cleaning Oven
  • Laundry features: Laundry Room,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Separate

Features

  • Walk-In Closet(s),Double Vanity,Entrance Foyer
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Electric,Heat Pump

Interior Area

  • Total structure area: 2,985
  • Total interior livable area: 2,985 sqft

Kitchen

  • Features: Breakfast Area,Kitchen Island,View Family Room

Master Bathroom

  • Features: Double Vanity

Property

Details

  • Parcel number: AL Tax
  • Special condition: Standard

Features

  • Levels: Two
  • Fencing: Fenced
  • Living area range: 2500-2999

Lot

  • Lot size: 0.30 Acres
  • Features: Level,Private Backyard

Parking

  • Total spaces: 2
  • Parking features: Attached,2-Garage,Level Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$247$2,964
Property Taxes $113$1,356
Electricity $334$4,008
Total$2,509$30,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,022/yr
40% on housing$75,270/yr
45% on housing$66,906/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 36870$127
Russell County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 36870$154
Russell County

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$359,000
2026-07-08Listed for sale$359,000
2024-02-14Sold$315,000
2023-12-14Contingent$315,000
2023-12-10Listed for sale$315,000
2016-08-26Sold$207,500
2016-07-08Listed for sale$209,900

For Sale by Agent

AgentHulya Allen
BrokerageChampions Realty

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