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205 Chimney Rock Blvd, Lafayette, LA, 70508

2beds
2baths
1,230sqft
$197,500
$161price/sqft
$1,426/moest. monthly cost
$57,040/yrincome needed

About This Home

Welcome home to this charming 2-bedroom, 2-bath patio home offering the perfect blend of comfort, convenience, and low-maintenance living. This one-story home features an open-concept floor plan with no carpet, making it both stylish and easy to maintain. The spacious living area flows seamlessly into the kitchen, complete with abundant cabinetry, granite countertops, a center island, and plenty of workspace for cooking and entertaining. The split-bedroom layout provides privacy, while the primary suite offers a comfortable retreat at the end of the day. Step outside to enjoy your private patio, perfect for morning coffee or relaxing evenings. Whether you're a first-time buyer, downsizing, or looking for an investment property, this home checks all the boxes. One of the biggest advantages? A Letter of Map Amendment (LOMA) places this property in Flood Zone X, meaning no flood insurance is required by most lenders--a significant savings for the next owner. Located in a desirable South Lafayette area with easy access to shopping, dining, hospitals, and everything the city has to offer, this move-in-ready home is one you won't want to miss. Schedule your private showing today!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

9/10
Milton Elementary SchoolGrades PK-82.8 mi
10/10
Southside High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Resale

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Cooktop,Microwave,Refrigerator,Washer,Electric Stove Con
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Ceilings,Double Vanity,Kitchen Island,Walk-In Closet(s),Granite Counters
  • Window features: Double Pane Windows
  • Flooring: Tile,Wood Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,230 sqft

Property

Details

  • Parcel number: 6138435

Features

  • Stories: 1

Lot

  • Lot size: 2,774 sqft
  • Features: 0 to 0.5 Acres
  • Lot size dimensions: 25 x 111

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $998$11,976
Home Insurance *$188$2,256
Property Taxes $93$1,116
Electricity $147$1,773
Total$1,426$17,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,891/yr
40% on housing$42,780/yr
45% on housing$38,026/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 70508$224
Lafayette Parish$157

vs Homes Sold Last Month

Median $/sqft

ZIP 70508$161
Lafayette Parish$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-10-10Sold--
2024-09-19Pending sale$189,500
2024-09-10Price change$189,500
2024-08-25Price change$195,000
2024-08-07Price change$197,000
2024-07-17Price change$199,900
2024-07-08Price change$205,000
2024-06-28Listed for sale$210,000
2022-02-17Sold--
2022-01-26Listed for sale$185,000
2011-11-07Sold--

Coming Soon

AgentNoah Norris
BrokerageKeaty Real Estate Team

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