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1638 N Eagle Ridge Path, Hernando, FL, 34442

3beds
2baths
2,208sqft
$559,900
$254price/sqft
$4,121/moest. monthly cost
$164,840/yrincome needed

About This Home

Located in Terra Vista’s Select Bellamy Ridge Neighborhood - a True Value awaits... Step into this beautifully upgraded 3-Bedroom, 2-Bath, 2 Oversize Car Garage home perfectly positioned on a premium corner lot surrounded by other exceptional properties. Located in the prestigious gated neighborhood of Bellamy Ridge, this home delivers the style and comfort today’s buyers are searching for. From the moment you walk through the entryway, you’ll appreciate the beautiful Front Glass Door, the hardwood flooring, and the spacious Great Room and Dining Room that feature beautiful custom Built-ins creating an ideal setting for entertaining family and friends. The upgraded kitchen, featuring top-of-the-line appliances, white quartz flush counters, stylish backsplash, under cabinet lighting, and a generous pantry. Cooking and hosting become effortless in this bright, modern space. Crown molding, Custom Door Trim, volume ceiling height, and Tray Ceiling in the Dining Area add sophistication throughout the home. The oversized Master Suite offers a peaceful retreat with sitting area, spacious walk in closet, and a spectacular Master Bath. Two additional Guest Bedrooms provide flexibility, one currently used as an Office/Den with a charming Bay Window overlooking the front of the home. The covered Lanai area and outdoor Patio extend your living space... giving you the perfect place to relax or entertain while enjoying Florida’s beautiful weather. Outdoor living shines here. The brick paver driveway, walkway, lanai, and patio create a seamless, elegant look. The while oversized garage offers space for a golf cart or workshop. Extensive landscaping, including large palms and a spacious paver patio, enhances the home’s curb appeal and outdoor enjoyment. Built with Energy efficient in mind, the home features radiant barrier insulation, upgraded windows, and Sliding Glass doors adding long term value. Stone exterior trim brings an extra touch of class. Living in Terra Vista means access to world class amenities: Golf, Tennis, Pickleball, Dog Park, Spa, Fitness Centers, Indoor and Outdoor Pools, Social Clubs, and on site Dining. Everything you need for an active, vibrant lifestyle is right at your fingertips. This is a Special Home in one of Florida's Premier Resort Style Communities... one you’ll be proud to call your own.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10
5/10
Lecanto Middle SchoolGrades 6-84.7 mi
5/10
Lecanto High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Block,Slab
  • Roof: Concrete,Tile,Ridge Vents
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Microwave Hood Fan,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: Laundry - Living Area,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Tray Ceiling(s),Dual Sinks,High Ceilings,Primary Suite,Open Floorplan,Pantry,Split Bedrooms,Shower Only,Solid Surface Counters,Separate Shower,Updated Kitchen,Walk-In Closet(s),Wood Cabinets,Window Treatments,First Floor Entry
  • Window features: Blinds
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,268
  • Total interior livable area: 2,208 sqft

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 3328951
  • Zoning: PDR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Sprinkler/Irrigation,Landscaping
  • Spa features: Community

Lot

  • Lot size: 0.35 Acres
  • Features: Corner Lot,Rectangular

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Private,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$362$4,344
Property Taxes $706$8,472
Electricity $222$2,666
Total$4,121$49,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,291/yr
40% on housing$123,630/yr
45% on housing$109,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 34442$196
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34442$197
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-24Listed for sale$559,900
2025-07-01Listing removed$630,000
2025-03-06Price change$630,000
2024-11-09Price change$650,000
2024-03-16Listed for sale$675,000
2019-11-05Sold$360,000
2019-09-12Pending sale$379,900
2019-08-01Listed for sale$379,900
2019-05-01Listing removed$449,000
2019-04-03Price change$449,000
2019-02-03Price change$429,000
2018-10-08Listed for sale$449,000
2014-01-10Sold$40,000

For Sale by Agent

AgentCarl Manucci
BrokerageREALTRUST REALTY

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