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1198 SW 104th Street Rd, Ocala, FL, 34476

5beds
6baths
4,871sqft
$2,499,999
$513price/sqft
$18,042/moest. monthly cost
$721,680/yrincome needed

About This Home

Welcome to this stunning 5-bedroom, 6-bathroom, 4,871 SF (8691 total) custom American Farmhouse on 10.5 acres in the gated community of Equine Estates. Built by Mega Construction in 2006, this exceptional home is crafted for those who value fine craftsmanship, privacy, and an equestrian lifestyle. Enjoy direct access to the 110-mile Marjorie Harris Carr Cross Florida Greenway—ride straight from your property to the Florida Horse Park, or explore three miles of private community bridle paths beneath majestic granddaddy oaks. Main Residence: Showcasing timeless design and top of the line materials with all original receipts. The exterior features Hardie board siding, stone veneer accents, a steep gable roof, dormer windows and a large welcoming Brazilian hardwood porch with columns. Step into the two-story coral stone foyer, where a custom red oak staircase and balcony rail set an elegant tone carried throughout the home. The great room impresses with a cathedral beamed tray ceiling and an architectural stone floor-to-ceiling handcrafted fireplace complemented by a towering custom red oak entertainment center that echoes the home’s stunning staircase and flooring. The gourmet kitchen is a chef’s dream—granite countertops, shaker cabinetry, coral stone floors, pendant lighting, dual pantries, and island seating. A laundry room off the kitchen continues the fine craftsmanship with matching shaker cabinetry and coral stone flooring. The kitchen has an eat-in area, plus an additional formal dining or secondary kitchen space off the great room— The primary suite is a true retreat with red oak flooring, plantation shutters, a serene sitting retreat overlooking the pool and pastures and a spa-inspired bath featuring coral stone floors, dual stone vanities, a soaking tub encased in stone, and a glass shower with coral stone flooring. Upstairs, three spacious ensuite bedrooms feature Kohler fixtures, Corian vanities, and frameless glass showers, while an additional 810-square-foot finished space above the three-car garage with a private entrance and half bath providing a perfect gym, office, or guest suite. Outdoor Living: Step through the French doors to a vaulted, screened lanai wrapped in rich Brazilian hardwood decking, where a warm oak ceiling and a floor-to-ceiling stone fireplace—designed for both gas and wood burning—create the perfect backdrop for every season. The lanai offers a picturesque vantage point overlooking the saltwater pool, horse barn, and sunlit pastures. Equestrian Barn: The 2,548-square-foot center isle block barn is designed for function and comfort, featuring four stalls, an Air conditioned tack and feed room, two hot/cold wash racks, a shoo fly system and a dedicated equipment room featuring workbenches and shelving along with a climate-controlled office with half bath providing convenience and comfort. The property’s lush 10.5-acre pastures are fully fenced and cross fenced, offering an ideal setup for horses and cattle. Modern Systems & Features: 5-unit multi-zone HVAC (2 new 2025; 4 home + 1 barn office)- Whole-house Generac generator (July 2025 service)- Dual propane tanks- Updated water heaters, bladder tank (2024), irrigation (2025 panel)- NuTone central vac, 10-year termite bond (to 2035)- Porte-cochère with 30-amp RV hookup for vehicles or guest use.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

3/10
4/10
West Port High SchoolGrades 9-128.2 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Oven,Convection Oven,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Central Vacuum,Crown Molding,High Ceilings,Living Room/Dining Room Combo,Primary Bedroom Main Floor,Split Bedroom,Stone Counters,Tray Ceiling(s)
  • Door features: French Doors
  • Window features: Window Treatments
  • Flooring: Brick/Stone,Other,Hardwood
  • Fireplace features: Family Room,Gas,Outside,Stone,Wood Burning
  • Fireplace: Yes

Great Room

  • Features: Ceiling Fan(s)
  • Level: First

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 8,691
  • Total interior livable area: 4,871 sqft

Kitchen

  • Features: Pantry
  • Level: First

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 3733800500
  • Zoning: A1
  • Special condition: None
  • Horse amenities: 5/8+ Mile Track,Other,Stable(s)

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Salt Water
  • Patio & porch: Covered,Deck,Enclosed,Front Porch,Patio,Porch,Rear Porch,Screened
  • Exterior features: Irrigation System,Storage
  • Has spa: Yes
  • Spa features: In Ground
  • Fencing: Cross Fenced,Electric,Fenced,Wood
  • Has view: Yes
  • View description: Park/Greenbelt,Pool,Trees/Woods
  • Residential vegetation: Mature Landscaping,Oak Trees,Trees/Landscaped

Lot

  • Lot size: 10.50 Acres
  • Features: Farm,Greenbelt,In County,Landscaped,Oversized Lot,Pasture,Zoned for Horses
  • Lot size dimensions: 457 x 1000

Parking

  • Total spaces: 5
  • Parking features: Covered,Driveway,Garage Door Opener,Garage Faces Side,Golf Cart Garage,Golf Cart Parking,Ground Level,Guest,Portico,RV Access/Parking,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 5
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,641$151,692
Home Insurance *$1,601$19,212
Property Taxes $3,310$39,720
Electricity $490$5,882
Total$18,042$216,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$618,582/yr
40% on housing$541,260/yr
45% on housing$481,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$513This listing

vs Other Active Listings

Avg $/sqft

ZIP 34476$169
Marion County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 34476$155
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-29Price change$2,499,999
2025-11-06Listed for sale$2,599,000
2018-05-01Sold$960,000
2018-03-26Pending sale$995,000
2017-12-18Price change$995,000
2017-10-03Listed for sale$1,199,000
2003-09-10Sold$235,500

For Sale by Agent

AgentMarion Renda, SELLSTATE NEXT GENERATION-DUNN, Joe Renda, SELLSTATE NEXT GENERATION-DUNN
BrokerageSELLSTATE NEXT GENERATION-DUNN

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