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6844 Sundrop St, Harmony, FL, 34773

4beds
4baths
2,175sqft
$396,000
$182price/sqft
$3,120/moest. monthly cost
$124,800/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Back on the market in Harmony, this four-bedroom home with two true primary suites offers a second chance for buyers who value space, flexibility, and community. Previously under contract with a solid appraisal, this home is now ready for the right buyer to make it theirs. Located at 6844 Sundrop Street in Saint Cloud, this 2,175-square-foot home was built in 2013 and designed for real life. Whether you need room for extended family, long-term guests, or a private work-from-home setup, the dual primary suite layout makes it possible without compromise. The main level features a private primary suite, creating a perfect retreat for guests or multigenerational living. Upstairs, a second spacious primary suite with its own ensuite bath is joined by two additional bedrooms that share a full bathroom, along with a built-in desk area that works beautifully as a study zone or home office. Natural light fills the open-concept living space, where the kitchen, dining, and living areas come together effortlessly. You’ll find granite countertops, stainless steel appliances, wood cabinetry, a brand new microwave, custom stone accents, and a large center island that naturally becomes the heart of the home. Step outside to a screened lanai ideal for relaxing evenings, with a fenced side yard offering added privacy. A newer A/C system supports comfort and efficiency, and the three-car garage provides the storage and flexibility today’s buyers need. Living in Harmony means access to top-rated schools, scenic trails, parks, and a true sense of community that’s hard to find.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
Harmony Community SchoolGrades PK-50.2 mi
6/10
Middle School AAGrades 6-81.2 mi
5/10
Harmony High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener
  • Laundry features: Inside

Bedroom3

  • Features: Built-in Closet
  • Level: Second

Bedroom4

  • Features: Built-in Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Eating Space In Kitchen,High Ceilings,Open Floorplan,Primary Bedroom Main Floor,PrimaryBedroom Upstairs,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Blinds
  • Flooring: Ceramic Tile,Laminate

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,217
  • Total interior livable area: 2,175 sqft

Kitchen

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: Second

Property

Details

  • Parcel number: 30263229890001106G
  • Zoning: PD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch,Screened
  • Exterior features: Irrigation System,Private Yard,Sidewalk
  • Waterfront features: Lake,Lake Privileges
  • Waterbody name: BUCK LAKE

Lot

  • Lot size: 4,791 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Wildfire
Hurricane
Inland Flooding
Tornado

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,002$24,024
Home Insurance *$157$1,884
Property Taxes $743$8,916
Electricity $218$2,626
Total$3,120$37,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,971/yr
40% on housing$93,600/yr
45% on housing$83,200/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 34773$183
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34773$188
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$396,000
2026-04-21Price change$399,999
2026-04-06Price change$405,000
2026-02-26Pending sale$399,995
2026-02-16Price change$399,995
2026-02-03Listed for sale$405,000
2026-01-23Listing removed$2,200
2025-12-16Price change$2,200
2025-12-08Price change$2,375
2025-11-27Listed for rent$2,395
2025-11-16Listing removed$410,000
2025-11-14Listing removed$2,375
2025-11-13Price change$410,000
2025-11-08Listed for rent$2,375
2025-10-30Listed for sale$446,000
2024-07-12Listing removed$315,000
2021-06-01Sold$328,000
2021-03-20Pending sale$315,000
2021-03-18Listed for sale$315,000
2013-08-15Sold$216,900

For Sale by Agent

AgentJennifer Bolanos
BrokerageLIFESTYLE INTERNATIONAL REALTY

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