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3290 Sennett Cir, Oxford, FL, 34484

4beds
2baths
2,084sqft
$429,000
$206price/sqft
$2,957/moest. monthly cost
$118,280/yrincome needed

About This Home

Welcome to Oxford Oaks, the perfect place for families to call home. Now offering an amazing 4 bed 2 bath expanded Ponderosa Pine designer home. This phenomenal home features a massive 3 car garage, 840 sq ft, with epoxy coating plenty of room for all your toys. A massive primary suite includes a Roman Shower, Dual Sinks and a walk-in Closet. This home sits on a large home site with plenty of room for a pool; it already has a beautifully fenced in back yard. It is expanded throughout and has a large kitchen with modern White Cabinetry and a large island with Stainless Steel Appliances that is open to the main living area. Other features include Plantation Shutters throughout the home, Electric Shades on the lanai, Luxury Vinyl Plank flooring throughout the living area with tall baseboards, freshly painted, ceiling fans with lights, French Doors leading out to the Lanai. The home is located just minutes away from shopping, dining and entertainment. It is a safe, welcoming environment with plenty of amenities for both children and adults such as pickleball courts, tennis courts, basketball court, playground and an enormous swimming pool. Quick closing possible.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
3/10

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,084 sqft

Property

Details

  • Parcel number: D18B130

Features

  • Exterior features: Vinyl,Wood

Lot

  • Lot size: 9,855 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Sumter County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$291$3,492
Property Taxes $288$3,456
Electricity $209$2,516
Total$2,957$35,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,382/yr
40% on housing$88,710/yr
45% on housing$78,853/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 34484$201
Sumter County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 34484$185
Sumter County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$429,000
2026-04-10Listed for sale$440,400
2025-08-06Listing removed$445,000
2025-08-02Price change$445,000
2025-04-29Price change$449,900
2025-03-05Listed for sale$460,000
2023-03-07Sold$425,000
2019-12-11Sold$281,689

For Sale by Owner

AgentProperty Owner

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