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2268 Washington St, Dubuque, IA, 52001

4beds
2baths
1,600sqft
$130,000
$81price/sqft
$992/moest. monthly cost
$39,680/yrincome needed

About This Home

Charming 4-bedroom, 2-bathroom home located near Bee Branch with a trail path right in the backyard, perfect for enjoying the outdoors. This home features beautiful hardwood floors and a spacious layout ready for its next owner. Relax or entertain on the back deck while taking in the peaceful surroundings and easy access to the nearby trail. Convenient location with great outdoor amenities just steps away. Schedule your showing today!

Getting Around

78
WalkingVery Walkable
28
TransitSome Transit
68
BikeBikeable

Schools

4/10
Audubon Elementary SchoolGrades PK-50.2 mi
3/10
4/10
Hempstead High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Rock
  • Roof: Asp/Composite Shngl
  • Construction materials: Vinyl Siding,Gray Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: SINGLE FAMILY - DETACHED

Interior

Appliances

  • Appliances included: Range/Oven,Washer,Dryer
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Main
  • Area: 118.9236

Bedroom2

  • Level: Upper
  • Area: 200.7431

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window features: No Window Treatments
  • Fireplace features: None
  • Finished area above ground: 1,600

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Kitchen

  • Level: Main
  • Area: 163.125

Living Room

  • Level: Main
  • Area: 164.25

Property

Details

  • Parcel number: 1013460047
  • Zoning: R

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 4,356 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather
Heat Wave

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$93$1,116
Property Taxes $121$1,452
Electricity $121$1,452
Total$992$11,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,011/yr
40% on housing$29,760/yr
45% on housing$26,453/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$81This listing

vs Other Active Listings

Avg $/sqft

ZIP 52001$117
Dubuque County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 52001$128
Dubuque County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$150,000
2026-03-23Price change$160,000
2026-03-12Listed for sale$164,000

For Sale by Agent

AgentSamuel Culbertson
BrokerageEXIT Unlimited

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