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12828 Watergrove Dr, Knoxville, TN, 37922

6beds
4baths
4,100sqft
$1,175,000
$287price/sqft
$8,098/moest. monthly cost
$323,920/yrincome needed

About This Home

Welcome home to this custom-built all-brick residence offering approximately 4,100 square feet in the desirable Choto community. This thoughtfully designed home features 5 bedrooms plus a large bonus room with a closet, providing flexible space for a playroom, media room, home office, or guest suite. The main level offers a welcoming layout with granite countertops in the kitchen, generous living spaces, and a primary suite. An additional main-level bedroom offers even more flexibility. The finished basement includes a workout room, bedroom, full bathroom, recreation area, and abundant storage. Enjoy your private backyard retreat with a spa/pool area, fire pit, and screened-in deck, perfect for relaxing or entertaining. Additional highlights include a three-car garage and neighborhood amenities such as a clubhouse, fitness center, and pool. Conveniently located near shopping, dining, parks, and top-rated schools, this home offers comfort, functionality, and community living.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
18
BikeSomewhat Bikeable

Schools

9/10
Northshore ElementaryGrades PK-56.4 mi
9/10
Farragut Middle SchoolGrades 6-84.5 mi
9/10
Farragut High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2014

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater,Gas Range,Dishwasher,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Kitchen Island,Eat-in Kitchen,Bonus Room
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas,Stone
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,100
  • Total interior livable area: 4,100 sqft

Property

Details

  • Parcel number: 162OD035

Features

  • Private pool: Yes
  • Pool features: In Ground

Lot

  • Lot size: 0.30 Acres
  • Features: Private

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Earthquake
Inland Flooding
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,941$71,292
Home Insurance $361$4,332
Property Taxes $1,463$17,556
Electricity $333$3,997
Total$8,098$97,176

Income You'd Need if You Spent...

35% on housing$277,645/yr
40% on housing$242,940/yr
45% on housing$215,946/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$287This listing

vs Other Active Listings

Avg $/sqft

ZIP 37922$325
Knox County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 37922$229
Knox County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$1,175,000
2013-07-22Sold$45,500

For Sale by Agent

AgentPhil Hopewell
BrokerageResultsMLS.com

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