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2120 Rock RD, Naples, FL, 34120

2beds
2baths
1,424sqft
$1,000,000
$702price/sqft
$6,368/moest. monthly cost
$254,720/yrincome needed

About This Home

Build your dream home in Naples. 2120 Rock Road is in an enclave of private homes in the heart of Naples, boasting an expansive 4.34 acres. Adjacent parcels are also available for purchase, making it an excellent opportunity for individuals seeking to construct an extensive compound with multiple structures or for developers interested in crafting a gated neighborhood with generous lot sizes. Rock Road offers a blend, granting residents ample acreage while maintaining proximity to essential amenities such as shopping, dining and breathtaking beaches Naples is renowned for.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Oakridge Middle SchoolGrades 6-83.9 mi
6/10
Gulf Coast High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Concrete Block
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal

Features

  • Other,Other Additional Rooms
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,628
  • Total interior livable area: 1,424 sqft

Property

Details

  • Parcel number: 00212760002

Features

  • Stories: 1
  • Has view: Yes
  • View description: Landscaped Area
  • Waterfront features: None

Lot

  • Lot size: 4.34 Acres
  • Features: Regular

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$667$8,004
Property Taxes $448$5,376
Electricity $197$2,366
Total$6,368$76,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$218,331/yr
40% on housing$191,040/yr
45% on housing$169,813/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$702This listing

vs Other Active Listings

Avg $/sqft

ZIP 34120$336
Collier County$525

vs Homes Sold Last Month

Median $/sqft

ZIP 34120$316
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$1,000,000
2026-01-01Listing removed$999,000
2025-10-22Listed for sale$999,000
2025-08-27Pending sale$999,000
2025-07-10Listed for sale$999,000
2025-06-09Listing removed$890,000
2024-04-26Pending sale$890,000
2023-09-06Listed for sale$890,000
2017-08-17Listing removed$1,495
2017-08-11Listed for rent$1,495
2014-10-06Sold$200,000

For Sale by Agent

AgentJamie Chang
BrokeragePremier Sotheby's Int'l Realty

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