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551 Chipley Rd, Greenwood, SC, 29646

5beds
4baths
4,170sqft
$760,000
$182price/sqft
$4,719/moest. monthly cost
$188,760/yrincome needed

About This Home

Welcome home to your own private oasis of the country living. Situated on 10 beautiful acres, this custom-built home offers the perfect combination of comfort, quality, and peaceful living. From the moment you pull down the driveway, you'll appreciate the privacy and the beautiful setting. The property is filled with peach, plum, and Leyland cypress trees, creating a scenic backdrop you'll enjoy year-round. Inside, you'll find an open floor plan designed for both everyday living and entertaining. The spacious living room features a gorgeous stacked stone fireplace that's perfect for cozy evenings at home, while the vaulted ceilings make the space feel bright and open. The kitchen is sure to be a favorite gathering spot, offering custom Mennonite cabinetry, a beautiful tile backsplash, modern appliances, and plenty of workspace. Whether you're preparing dinner for the family or hosting friends, you'll have everything you need. The primary suite is spacious and relaxing, with a large soaking tub perfect for unwinding, separate tiled shower, vaulted ceilings, and a large walk-in closet. Every additional bedroom also includes its own walk-in closet, giving everyone plenty of storage. Step outside and enjoy the lifestyle this property was made for. Spend your mornings with coffee on the cobblestone patio and your weekends enjoying the peace and quiet that only acreage like this can offer. The property also features a newly fenced equestrian pasture that's ready for horses, goats, or other farm animals, making it an excellent fit for anyone dreaming of a small farm or country homestead. The 40x40 metal building with a 14x40 lean-to and 220-volt power offers endless possibilities for storage, equipment, hobbies, or even a workshop. Additional features include beautiful hardwood floors throughout, energy-efficient LED lighting, a tankless water heater, and incredible views in every direction. If you've been searching for a home that offers privacy without sacrificing comfort, this one checks all the boxes. With quality craftsmanship, thoughtful finishes, room for your horses and farm animals, and 10 acres to call your own, this is more than just a home—it's the country lifestyle you've been waiting for.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

9/10
Mathews Elementary SchoolGrades PK-56.1 mi
5/10
Westview Middle SchoolGrades 6-85.4 mi
4/10
Emerald High SchoolGrades 9-127.6 mi

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Architectural
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Double Oven,Electric Range,Microwave,Refrigerator,Tankless Water Heater,Washer

Basement

  • Basement: None,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Bookcases,Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,170
  • Total interior livable area: 4,170 sqft

Master Bathroom

  • Features: Full Bath,Shower Separate,Tub-Separate

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 6862188503

Features

  • Patio & porch: Covered,Front Porch,Patio
  • Fencing: Other
  • Frontage length: Road: 210
  • Living area range: 3900-4199

Lot

  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,2 Car,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado

FEMA Declared Disasters in Greenwood County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,842$46,104
Home Insurance *$414$4,968
Property Taxes $63$756
Electricity $400$4,811
Total$4,719$56,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,794/yr
40% on housing$141,570/yr
45% on housing$125,840/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 29646$119
Greenwood County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 29646$141
Greenwood County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$760,000
2026-07-08Listing removed$765,000
2026-06-26Listed for sale$765,000
2023-06-13Sold$645,800
2023-05-01Contingent$650,000
2023-04-27Listed for sale$650,000
2023-04-14Listing removed$649,900
2023-04-10Price change$649,900
2023-02-21Listed for sale$694,900

For Sale by Agent

AgentLinda Adams
BrokerageFirst Family Realty Corp

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