See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

11 Mercer St, Cincinnati, OH, 45202

2beds
2baths
1,120sqft
$497,000
$444price/sqft
$3,465/moest. monthly cost
$138,600/yrincome needed

About This Home

Rare Opportunity to Own in the Heart of Over-the-Rhine! Perfectly Tucked Away on Mercer Street in Cincinnati's Iconic OTR Neighborhood, this Beautifully Designed Urban Home Offers the Walkable Downtown Lifestyle Buyers are Searching For! Built in 2013, this 2 Bedroom, 1.5 Bathroom Home Features an Open Main Living Space with Great Natural Light, Modern Finishes and an Easy Layout for Everyday Living or Entertaining. The Main Level Offers a Comfortable Living Room, Kitchen and Convenient Powder Room, while the Second Floor Features Both Bedrooms and the Full Bathroom. One of the True Highlights is the Private Rooftop Retreat the Perfect Spot to Relax, Entertain or Enjoy the Energy of the City from Home! Gated Front Garden Entry Adds a Unique Sense of Privacy in the Middle of the City. Just Steps from Vine Street, Washington Park, Findlay Market, Music Hall, Restaurants, Coffee Shops, Nightlife and the Cincinnati Streetcar. Monthly Parking Available at Mercer Garage next door. No HOA!

Getting Around

97
WalkingWalker's Paradise
75
TransitExcellent Transit
72
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Membrane
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary/Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Gas Cooktop,Microwave,Oven/Range,Refrigerator,Washer,Wine Cooler,Electric Water Heater

Basement

  • Basement: None

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Partial
  • Level: First

Bedroom2

  • Level: Second
  • Area: 110

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Ceiling Fan(s),Recessed Lighting
  • Window features: Insulated Windows

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Kitchen

  • Features: Pantry,Counter Bar,Solid Surface Ctr,Kitchen Island,Wood Floor
  • Area: 144

Living Room

  • Features: Wood Floor
  • Area: 252

Master Bathroom

  • Features: Tile Floor,Tub w/Shower

Master Bedroom

  • Features: Wood Floor
  • Level: Second
  • Area: 180

Office

  • Area: 0

Property

Details

  • Parcel number: 0800002045800
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Other
  • Fencing: Metal
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 740.52 sqft
  • Features: Busline Near
  • Lot size dimensions: Of Record

Parking

  • Total spaces: 1
  • Parking features: On Street,Other
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,513$30,156
Home Insurance *$134$1,608
Property Taxes $625$7,500
Electricity $193$2,320
Total$3,465$41,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,800/yr
40% on housing$103,950/yr
45% on housing$92,400/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$444This listing

vs Other Active Listings

Avg $/sqft

ZIP 45202$226
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45202$291
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$497,000
2023-09-01Listing removed--
2023-08-02Listed for rent$2,500
2021-05-16Listing removed--
2021-05-03Listed for rent$2,100
2020-12-21Sold$405,000
2020-11-10Pending sale$440,000
2020-09-28Listed for sale$440,000
2020-03-02Listing removed$440,000
2020-01-09Price change$440,000
2020-01-04Listed for sale$420,000
2017-07-29Listing removed$2,500
2017-06-03Price change$2,500
2017-05-27Listed for rent$3,000
2016-02-11Sold$399,900
2016-01-10Pending sale$399,900
2016-01-10Listed for sale$399,900
2014-10-21Sold$290,900
2013-12-18Sold$290,900

For Sale by Agent

AgentMitchell Kenney
BrokerageKeller Williams Advisors

Similar Homes