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4656 Red Oak Dr, Milton, FL, 32583

4beds
2baths
1,830sqft
$345,000
$189price/sqft
$2,521/moest. monthly cost
$100,840/yrincome needed

About This Home

Move right in to this beautifully maintained home, offering more than new construction! The sought-after Cali floor plan boasts a spacious, open layout perfect for entertaining and comfortable daily living. With 4 bedrooms and 2 baths, this home features an oversized 2-car garage, an extra parking pad, a screened patio, and a covered porch for outdoor enjoyment. The kitchen impresses with granite countertops, stainless steel appliances, a generous island, and a convenient corner pantry. Durable wood-look flooring enhances the main areas, while plush carpet adds warmth to the bedrooms. The inviting primary suite includes a double vanity, spacious walk-in closet, linen closet, and a 5' shower. Recent improvements feature a gazebo/cabana, shed, screened porch, and solar panels. Additional highlights include hurricane fabric window protection and Smart Home Technology for peace of mind and convenience. Nestled on a generous .52-acre lot in East Milton with quick access to I-10, this property combines comfort, style, and plenty of space, making it the perfect place to call home. This Milton gem has it all. Schedule your private tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

4/10
4/10
Milton High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame, Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Solar Hot Water,Dishwasher,Microwave,Refrigerator,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Water Heater
  • Laundry features: Inside

Bathroom

  • Level: First
  • Area: 53.69

Bedroom

  • Level: First
  • Area: 141.9

Bedroom1

  • Level: First
  • Area: 141.9

Bedroom2

  • Level: First
  • Area: 141.9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 116.6

Features

  • Ceiling Fan(s),Recessed Lighting
  • Window features: Double Pane Windows,Solar Screens
  • Flooring: See Remarks

Heating & Cooling

  • Heating features: Central,Solar
  • Cooling features: Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 1,830
  • Total interior livable area: 1,830 sqft

Kitchen

  • Level: First
  • Area: 206.34

Master Bedroom

  • Level: First
  • Area: 324.94

Property

Details

  • Parcel number: 071n27325300b000620
  • Zoning description: City,Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Lanai,Patio,Porch,Screened
  • Fencing: Back Yard

Lot

  • Lot size: 0.52 Acres
  • Features: Central Access,Interior Lot
  • Lot size dimensions: 75x300

Parking

  • Total spaces: 5
  • Parking features: 2 Car Garage,Guest,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Coastal Flooding
Hurricane
Tornado
Cold Wave
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$321$3,852
Property Taxes $259$3,108
Electricity $197$2,366
Total$2,521$30,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,434/yr
40% on housing$75,630/yr
45% on housing$67,226/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 32583$162
Santa Rosa County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 32583$176
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$365,000
2022-10-28Sold$330,000
2022-10-15Pending sale$330,000
2022-09-13Listing removed--
2022-08-24Listed for sale$330,000
2020-09-01Sold$227,900

For Sale by Agent

AgentTamela Hayes
BrokerageColdwell Banker Realty

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