105 Reserve Ln, Saint Simons Island, GA, 31522
About This Home
Perfect for full-time living, a vacation getaway, or an investment opportunity, this meticulously maintained 3-bedroom, 2.5-bath residence offers an unbeatable location with no short-term rental restrictions. The charming brick exterior, single-car garage, and covered front porch create inviting curb appeal, while the welcoming foyer opens to LVP flooring throughout the main level. The first floor features a convenient half bath, spacious dining area, and a well-appointed kitchen complete with pantry, stainless steel appliances, breakfast bar, and granite countertops. The comfortable living room flows seamlessly to a screened-in porch, ideal for relaxing or entertaining. Upstairs, the generous primary suite boasts plush carpeting, a walk-in closet, and a private ensuite with dual vanities, a separate tiled shower, a soaking tub, and another walk-in closet. Two additional guest bedrooms, a full bath, and a dedicated laundry room complete the second floor. Located just a short distance from the beach and village area, you’ll enjoy easy access to shopping, dining, and coastal attractions right at your fingertips.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2013
Materials
- Roof: Asphalt
- Construction materials: Brick
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Some Electric Appliances,Dishwasher,Microwave,Oven,Range,Refrigerator
- Laundry features: Upper Level,Washer Hookup,Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Breakfast Bar,Breakfast Area,Kitchen Island,Pantry,Ceiling Fan(s)
- Flooring: Carpet,Tile,Vinyl
- Common walls with other units/homes: 2+ Common Walls
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total interior livable area: 1,772 sqft
Property
Details
- Parcel number: 0414654
- Attached to another structure: Yes
Features
- Pool features: Association
- Patio & porch: Front Porch,Porch,Screened
- Exterior features: Porch,Paved Driveway
Lot
- Lot size: 2,178 sqft
- Lot size dimensions: ,,,
Parking
- Total spaces: 1
- Parking features: Attached,Driveway,Garage Door Opener,Paved
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance * | $275 | $3,300 |
| Property Taxes | $653 | $7,836 |
| Electricity | $219 | $2,637 |
| Total | $4,180 | $50,160 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-01 | Listed for sale | $599,900 |
| 2024-04-19 | Sold | $565,000 |
| 2024-04-10 | Pending sale | $569,900 |
| 2024-04-08 | Listed for sale | $569,900 |
| 2013-12-31 | Sold | $199,900 |
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