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96 Hammett Ln, Chilmark, MA, 02535

3beds
4baths
3,426sqft
$3,795,000
$1,108price/sqft
$23,479/moest. monthly cost
$939,160/yrincome needed

About This Home

This beautifully designed and built Post & Beam style home is tastefully thought out and meticulously maintained. The open living, dining and kitchen feature custom built-ins, a wood burning fireplace and a fabulous gourmet kitchen with Wolfe 8 burner professional style stove, Sub Zero refrigerator, Boshe dishwasher soapstone counters and a butlers pantry with extra cupboards, shelving and a wine refrigerator. There are sliders that take you to an oversized deck and stairs to a blue stone patio and beautiful gardens. The screened-in porch off the living room steps out to the side yard, patio and outdoor shower. First floor Primary with walk-in closet, access to the deck and a private en-suite bathroom with beautiful tiled steam shower and large soaking tub. Second floor includes a loft with sitting room, 2 spacious bedrooms that share a full bath with shower and office, all with cathedral beamed ceilings. Many nice features throughout include white oak random width floors, marble and tiled baths, incredible workmanship throughout with an eye for style. warmth and comfort. There is also a generous laundry room with wash sink. The fully finished walkout basement includes a great room, finished utility room with a dog bath, workshop and a full bath with shower. Beautifully landscaped grounds with multiple perennial beds , vegetable gardens and surrounding stone retaining walls. Privately sited on 4.80 acres and potential for a guest house with proper town permitting after 5 years.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stove: Wolf 8 burner commercial,Washer: Yes

Basement

  • Has basement: Yes
  • Basement: Fully finished walkout basement with media room, full bath, a spacious pantry with wash sink. Total square footage included in the living area square footage. Freezer and refrigerator are excluded

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • AC,Ins,Irr,Media,OSh,Floor 1: Open living and dining room with wood burning fireplace and sliding doors to a spacious deck,chef's kitchen with top of the line appliances,soap stone counters and custom cabinetry,cathedral ceiling,walk in pantry,screened-in porch,laundry room,half bath and first floor primary with en-suite bath,steam shower,soaking tub,walk-in closet and french door to spacious deck.,Floor 2: 2 spacious bedrooms that share a full bath,office and loft
  • Flooring: Wood
  • Fireplace features: 1

Heating

  • Heating features: GFHA

Interior Area

  • Total structure area: 3,426
  • Total interior livable area: 3,426 sqft

Property

Details

  • Parcel number: CHILM13P14
  • Zoning: RES

Features

  • Exterior features: PubBch,Deck,Garden,Patio,ScrPorch
  • Has view: Yes
  • View description: None,Trees/Woods
  • Frontage type: None

Lot

  • Lot size: 4.30 Acres
  • Features: Beautifully landscaped

Parking

  • Parking features: yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $19,189$230,268
Home Insurance *$2,918$35,016
Property Taxes $697$8,364
Electricity $675$8,107
Total$23,479$281,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$804,994/yr
40% on housing$704,370/yr
45% on housing$626,106/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,108This listing

vs Other Active Listings

Avg $/sqft

ZIP 02535$1,499
Dukes County$1,026

vs Homes Sold Last Month

Median $/sqft

ZIP 02535$1,067
Dukes County$616

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$3,995,000
2026-03-08Contingent$3,995,000
2025-09-07Price change$3,995,000
2025-07-20Listed for sale$4,195,000
2020-09-30Sold$572,000
2020-05-25Listed for sale$595,000
2020-03-03Listing removed$659,000
2019-05-21Listed for sale$659,000
2019-02-01Listing removed$659,000
2018-02-23Price change$659,000
2017-06-01Price change$699,000
2016-03-11Listed for sale$750,000

For Sale by Agent

AgentBrenda Galligan
BrokerageKaren M. Overtoom R.E.

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