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103 N Holly Ave, Henrico, VA, 23075

2beds
1baths
936sqft
$269,500
$288price/sqft
$1,886/moest. monthly cost
$75,440/yrincome needed

About This Home

Highland Springs location offers close proximity to shopping, interstates and medical offices. Home located only one block off Nine Mile Road, quiet street, alley access to garage with new 16' wide door. Kitchen offers granite counter tops, large window over kitchen sink, separate laundry area with washer and dryer connections. Dining area in kitchen and large living room, lots of natural light and beautiful hardwood floors. Great first-time home buyer opportunity or investment for rental. Newly renovated Highland Springs high school is a short drive away. Home is move in ready just for you with fenced rear yard and 2 car garage.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

1/10
2/10
Elko Middle SchoolGrades 6-85.9 mi
2/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1961

Materials

  • Roof: Asphalt
  • Construction materials: Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooking
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Bedroom on Main Level,Dining Area,Granite Counters,Main Level Primary
  • Flooring: Wood
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 936

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 936 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 8237245195
  • Zoning description: R4

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Back Yard
  • Topography of land: Level

Lot

  • Lot size: 6,477 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,362$16,344
Home Insurance *$123$1,476
Property Taxes $199$2,388
Electricity $202$2,433
Total$1,886$22,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,662/yr
40% on housing$56,580/yr
45% on housing$50,293/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 23075$120
Henrico County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 23075$226
Henrico County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$269,500
2026-06-29Listed for sale$275,500
2014-08-07Sold$67,818

For Sale by Agent

AgentKevin Canfield
BrokerageJames River PMA

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