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1524 Kais St, Baker, FL, 32531

4beds
2baths
1,939sqft
$424,900
$219price/sqft
$2,801/moest. monthly cost
$112,040/yrincome needed

About This Home

New construction to be built! Look no further here is your new home! This appealing NEW Construction 4/2 brick home has a two-car garage, with an entry leading directly to the laundry or kitchen. Entertain guests in an open floor plan, where everyone is able to spend quality time together, whether in the kitchen, at the counter, or in the living room. Additionally, the kitchen will feature Stainless Steel Appliances along with Matte Black Delta Faucets, a Ceramic Farmhouse Sink, and Grey Cabinets with Soft Close drawers and doors. Photos are a sample from a similar build.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
Baker SchoolGrades PK-122.2 mi

Construction

Condition

  • Property condition: To Be Built
  • Year built: 2026

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator

Bedroom

  • Level: First
  • Area: 132.25
  • Dimensions: 11.5 x 11.5

Bedroom

  • Level: First
  • Area: 132.25
  • Dimensions: 11.5 x 11.5

Bedroom

  • Level: First
  • Area: 96.04
  • Dimensions: 9.8 x 9.8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air,Ceiling Fan(s)

Family Room

  • Level: First
  • Area: 315
  • Dimensions: 18 x 17.5

Features

  • Flooring: Laminate
  • Common walls with other units/homes: No Common Walls

Garage

  • Level: First
  • Area: 550
  • Dimensions: 22 x 25

Interior Area

  • Total structure area: 1,939
  • Total interior livable area: 1,939 sqft

Kitchen

  • Level: First
  • Area: 212.5
  • Dimensions: 17 x 12.5

Master Bathroom

  • Level: First
  • Area: 145
  • Dimensions: 14.5 x 10

Master Bedroom

  • Level: First
  • Area: 210.25
  • Dimensions: 14.5 x 14.5

Property

Details

  • Parcel number: 173N241100000C0170
  • Zoning description: County, Resid Single Family

Features

  • Stories: 1
  • Patio & porch: Porch

Lot

  • Lot size: 0.52 Acres
  • Lot size dimensions: 100 x 229

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$215$2,580
Property Taxes $241$2,892
Electricity $197$2,366
Total$2,801$33,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,034/yr
40% on housing$84,030/yr
45% on housing$74,693/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 32531$154
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32531$174
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-15Price change$424,900
2025-08-27Listed for sale$407,900
2025-08-01Listing removed$407,900
2023-08-29Listed for sale$407,900
2023-02-13Listing removed--
2022-08-22Listed for sale$339,900

For Sale by Agent

AgentYour House Team
BrokerageRE/MAX Agency One

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