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85069 Floridian Dr, Fernandina Beach, FL, 32034

3beds
2baths
1,970sqft
$459,000
$233price/sqft
$3,257/moest. monthly cost
$130,280/yrincome needed

About This Home

Easy, No Hassle, maintenance free living! You’ve just found THE ONE in This excellent home where lawn maintenance and irrigation is provided by the HOA. Whether you are looking for your ideal first home, downsizing, or wanting that splendid 2nd home in Northeast Florida, this home is a perfect choice. Welcome to Seda’s Carrabelle model, a home which offers 3-bedroom, 2-bathroom, 2-car garage, almost 2000 square feet of space in a tranquil gated community of Floridian Enclave. This home has all the upgrades you would want: gorgeous tile floors, granite counters in the kitchen, 42” cabinets with crown molding, stainless steel appliances, built-in kitchen seating with extra storage underneath, 10-foot ceilings, paved and screened back patio, and more. This home has been immaculately maintained and is now ready for a new happy owner(s). Floridian Enclave community is conveniently located right off Amelia Concourse, approximately 5 minutes to shopping and dining, 45 minutes to Jacksonville, 30 minutes to Jacksonville International Airport and 20 minutes to Amelia Island beaches.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
Yulee High SchoolGrades 5,9-122.1 mi
9/10
Yulee Middle SchoolGrades 6-81.9 mi
9/10
Yulee Elementary SchoolGrades 3-53.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Roof: Shingle
  • Construction materials: Frame

Other

  • Builder name: SEDA

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Refrigerator,Stove,Ice Maker

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Cable TV,Window Treatments
  • Window features: Vinyl,Blinds,Drapes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 1,970
  • Total interior livable area: 1,970 sqft

Property

Details

  • Parcel number: 262N28055900470000
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Screened
  • Exterior features: Sprinkler/Irrigation

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: IRR

Parking

  • Total spaces: 2
  • Parking features: Driveway,Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance *$296$3,552
Property Taxes $443$5,316
Electricity $198$2,379
Total$3,257$39,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,668/yr
40% on housing$97,710/yr
45% on housing$86,853/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 32034$414
Nassau County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 32034$303
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$457,000
2026-08-07Price change$458,000
2026-08-01Price change$459,000
2026-07-03Price change$460,000
2026-06-18Listed for sale$465,000
2021-04-01Sold$329,000
2006-07-21Sold$60,000
2006-01-11Sold$41,000

For Sale by Agent

AgentKatarzyna Kujawa
BrokerageCENTURY 21 MILLER ELITE

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