See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5 Silver St, Wilbraham, MA, 01095

3beds
2baths
1,232sqft
$399,900
$325price/sqft
$3,123/moest. monthly cost
$124,920/yrincome needed

About This Home

Check this out, a private Single-family house in Wilbraham with an open floor plan that consist of 6 rooms/3bedrooms, 2 baths and all on an acer of land. Master suite is on one end of the house with full bath. On the opposite side, two more bedrooms plus another full bath. A mud room off the side door with laundry hookup and a spacious basement with walkout access ready to be finish with rough plumbed for 3rd bath.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

--
7/10
Wilbraham Middle SchoolGrades 6-83.7 mi
7/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Modular

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Refrigerator,Washer,Dryer
  • Laundry features: First Floor,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Interior Entry,Sump Pump,Concrete

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Internet Available - Unknown
  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Wood,Tile,Carpet
  • Finished area above ground: 1,232

Heating & Cooling

  • Heating features: Heat Pump,Propane
  • Cooling features: Heat Pump,Air Source Heat Pumps (ASHP)

Interior Area

  • Total structure area: 1,232
  • Total interior livable area: 1,232 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full
  • Level: First

Property

Details

  • Parcel number: M:10800 B:5 L:4382,4295720
  • Zoning: R26

Features

  • Patio & porch: Deck - Wood
  • Exterior features: Deck - Wood,Rain Gutters

Lot

  • Lot size: 1 Acres
  • Features: Wooded,Easements,Cleared,Other

Parking

  • Total spaces: 4
  • Parking features: Off Street,Stone/Gravel,Unpaved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$151$1,812
Property Taxes $596$7,152
Electricity $354$4,259
Total$3,123$37,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,074/yr
40% on housing$93,690/yr
45% on housing$83,280/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 01095$242
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01095$237
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$410,000
2026-01-05Listed for sale$425,000
2022-09-29Listing removed--
2022-09-18Price change$329,000
2022-09-02Price change$340,000
2022-06-27Price change$349,900
2022-04-29Price change$379,900
2022-03-21Price change$399,900
2022-03-12Listed for sale$399,000
2022-01-20Pending sale$399,000
2022-01-07Listed for sale$399,000

For Sale by Agent

AgentAnna Santana
BrokerageA. S. Northeast Realty, LLC

Similar Homes