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226 Atlantic St, Gloucester, MA, 01930

4beds
5baths
5,205sqft
$2,999,000
$576price/sqft
$19,608/moest. monthly cost
$784,320/yrincome needed

About This Home

Just steps from Wingaersheek Beach, 226 Atlantic Street is an extraordinary new home that blends timeless design with coastal living. Crafted for year-round comfort, this residence offers a chef-inspired kitchen with custom cabinetry, Thermador appliances, and walk-in pantry. The great room soars with a cathedral ceiling and stone fireplace, leading to a four-season porch that brings the outside in. Two serene primary suites—including one on the first floor for the ease of single-level living—feature spa-like baths with heated floors and soaking tubs. Expansive decks and a patio with gas hookups create ideal spaces for entertaining. Price includes an allotment toward finishing the walk-out lower level—guest suite, fitness studio, home theater, or ultimate retreat, the choice is yours. With energy-efficient systems, EV and solar-ready infrastructure, and Wingaersheek’s crystal-clear waters and soft sand just steps away, this home is both a retreat and a destination.

Getting Around

9
WalkingCar-Dependent
17
TransitMinimal Transit
23
BikeSomewhat Bikeable

Schools

6/10
4/10
Gloucester High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter,Thermally Broken Foundation/Slab
  • Roof: Rubber,Asphalt/Composition Shingles
  • Construction materials: Frame,Conventional (2x4-2x6)

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Dishwasher,Microwave,Refrigerator,Freezer,Wine Refrigerator,Washer/Dryer,Range Hood,Plumbed For Ice Maker
  • Laundry features: Main Level,Electric Dryer Hookup,Washer Hookup,First Floor

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Concrete,Unfinished

Bathroom1

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Tub & Shower, Walk-In Closet(s), Closet/Cabinets - Custom Built, Flooring - Stone/Ceramic Tile, Handicap Accessible, Double Vanity, Closet - Double
  • Level: Main,First

Bathroom2

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Shower Stall, Bathroom - With Tub, Closet/Cabinets - Custom Built, Flooring - Stone/Ceramic Tile, Recessed Lighting, Soaking Tub
  • Level: Second

Bathroom3

  • Features: Bathroom - 3/4, Bathroom - Double Vanity/Sink, Countertops - Stone/Granite/Solid
  • Level: Second

Bedroom2

  • Features: Closet, Recessed Lighting, Flooring - Engineered Hardwood
  • Level: Second

Bedroom3

  • Features: Closet, Recessed Lighting, Flooring - Engineered Hardwood
  • Level: Second

Bedroom4

  • Features: Closet, Recessed Lighting, Flooring - Engineered Hardwood
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 2
  • 1/2 bathrooms: 3
  • Main level bathrooms: 1

Dining Room

  • Features: French Doors, Handicap Accessible, Exterior Access, Open Floorplan, Recessed Lighting, Decorative Molding, Flooring - Engineered Hardwood
  • Level: Main,First
  • Area: 208

Family Room

  • Features: Bathroom - Half, Vaulted Ceiling(s), Balcony / Deck, Balcony - Exterior, Cable Hookup, Deck - Exterior, Recessed Lighting, Flooring - Engineered Hardwood
  • Level: Second

Features

  • Bathroom - Half,Bathroom,Wet Bar,Internet Available - DSL
  • Window features: Screens
  • Flooring: Tile,Engineered Hardwood,Flooring - Stone/Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 5,205

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,205
  • Total interior livable area: 5,205 sqft

Kitchen

  • Features: Flooring - Hardwood, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Wet Bar, Cabinets - Upgraded, High Speed Internet Hookup, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Pot Filler Faucet, Storage, Wine Chiller, Gas Stove, Lighting - Overhead, Flooring - Engineered Hardwood
  • Level: Main,First
  • Area: 256

Living Room

  • Features: Cathedral Ceiling(s), French Doors, Deck - Exterior, Exterior Access, Recessed Lighting, Flooring - Engineered Hardwood
  • Level: Main,First
  • Area: 346.5

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Walk-In Closet(s), Closet/Cabinets - Custom Built, Balcony / Deck, Handicap Accessible, Exterior Access, High Speed Internet Hookup, Recessed Lighting, Flooring - Engineered Hardwood
  • Level: First
  • Area: 272.361111111

Property

Details

  • Parcel number: M:0256 B:0062 L:0000,1906158
  • Zoning: R20

Features

  • Patio & porch: Porch,Porch - Enclosed,Screened,Deck - Roof,Deck - Composite,Covered
  • Exterior features: Porch,Porch - Enclosed,Porch - Screened,Deck - Roof,Deck - Composite,Covered Patio/Deck,Balcony,Rain Gutters,Professional Landscaping,Screens,Drought Tolerant/Water Conserving Landscaping,Stone Wall,Outdoor Gas Grill Hookup
  • Has view: Yes
  • View description: Scenic View(s),Water,Bay,Ocean,River
  • Has water view: Yes
  • Water view: Bay,Ocean,River,Water
  • Waterfront features: Beach Access,Ocean,Walk to,0 to 1/10 Mile To Beach,Beach Ownership(Public)
  • Frontage length: 80.00

Lot

  • Lot size: 0.88 Acres
  • Features: Gentle Sloping

Parking

  • Total spaces: 8
  • Parking features: Attached,Garage Door Opener,Garage Faces Side,Insulated,Off Street,Stone/Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,164$181,968
Home Insurance *$1,027$12,324
Property Taxes $2,391$28,692
Electricity $1,026$12,316
Total$19,608$235,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$672,274/yr
40% on housing$588,240/yr
45% on housing$522,880/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$576This listing

vs Other Active Listings

Avg $/sqft

ZIP 01930$512
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01930$426
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Price change$3,295,000
2025-09-20Listed for sale$3,495,000
2011-02-11Sold$3,995

For Sale by Agent

AgentNest | Syndi Zaiger Group
BrokerageCompass

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