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5101 Montpelier St, Henrico, VA, 23231

2beds
1baths
720sqft
$145,000
$201price/sqft
$1,101/moest. monthly cost
$44,040/yrincome needed

About This Home

PRICED TO SELL ! Great Stater Home... FANTASTIC INVESTOR OPPORTUNITY. Grant Monies Available / First Time Home Buyers Welcomed. Hardwood Floors, Replacement Windows ... Washer Dryer Combo & Fridge Convey. House situated on Huge Level Lot.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

1/10
1/10
Rolfe Middle SchoolGrades 6-82.9 mi
2/10
Varina High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1947

Materials

  • Roof: Composition
  • Construction materials: Aluminum Siding,Brick,Block,Drywall,Mixed,Plaster,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer/Dryer Stacked,Electric Water Heater,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,Stacked

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First
  • Dimensions: 11.0 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Bedroom on Main Level,Cable TV
  • Window features: Thermal Windows
  • Flooring: Vinyl,Wood
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 720

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 720 sqft

Living Room

  • Level: First
  • Dimensions: 14.0 x 11.0

Master Bedroom

  • Level: First
  • Dimensions: 11.0 x 11.0

Property

Details

  • Parcel number: 8057132750
  • Zoning description: R4

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Deck
  • Exterior features: Deck
  • Fencing: Back Yard,Chain Link,Fenced,Partial
  • Topography of land: Level

Lot

  • Lot size: 10,450 sqft
  • Features: Level

Parking

  • Parking features: Circular Driveway,No Garage,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Earthquake
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$67$804
Property Taxes $99$1,188
Electricity $202$2,433
Total$1,101$13,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,748/yr
40% on housing$33,030/yr
45% on housing$29,360/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 23231$188
Henrico County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 23231$215
Henrico County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Listed for sale$165,000
2026-08-11Listing removed$145,000
2026-08-03Price change$145,000
2026-07-25Listed for sale$165,000
2001-06-29Sold$49,000

For Sale by Agent

AgentMike Goodwin
BrokerageUnited Real Estate Richmond

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