276 Schelley Rd, Gainesboro, TN, 38562
About This Home
5 surveyed ac w/ CUMBERLAND RIVER & MTN VIEWS. Located in a rural – private – country region of TN. Surrounded by scenic views & wildlife. Home (cabin) of approx 1080 sq ft 1BD/1BA, open concept kitchen – living & dining rooms dcor` in a farm rustic scheme and has dual window air & heat unit. An attached covered & enclosed back porch with a pot belly wood stove. It is an ideal man cave with the stove, fire pit and a TV for those wild boys. Detached metal 18X36 garage with an easy & newly improved gravel driveway. 12X16 utility shed. Circular driveway for easy in and out access. Seller has had a perk test done at another building site for another home or to do a Commercial business with RV's or Camper resort.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2013
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Metal Siding,Other,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Electric Range,Microwave,Washer,Dryer,Other,Electric Water Heater
- Laundry features: Main Level,Other
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 83.16
Features
- Ceiling Fan(s),Walk-In Closet(s),Other
- Window features: Double Pane Windows,Blinds,Other
- Number of fireplaces: 1
- Fireplace features: One,Free Standing,Wood Burning Stove,Other
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Other
- Cooling features: Wall/Window Unit(s),Other
Interior Area
- Total structure area: 1,080
- Total interior livable area: 1,080 sqft
Kitchen
- Level: Main
- Area: 83.16
Living Room
- Level: Main
- Area: 433.26
Master Bedroom
- Level: Main
- Area: 159.58
Property
Details
- Parcel number: 028.24
- Zoning: Res
Features
- Levels: One
- Patio & porch: Porch,Covered,Screened,Patio,Enclosed,Deck,Stoop,Other
- Exterior features: Lighting,Other,Garden
- Fencing: Fenced
- Has view: Yes
- View description: Cumberland River
- Has water view: Yes
- Water view: Cumberland River
- On waterfront: Yes
- Waterfront features: Cumberland River
Lot
- Lot size: 5 Acres
- Features: Wooded,Cleared,Views,Other,Trees
- Lot size dimensions: 5ac
Parking
- Total spaces: 1
- Parking features: Detached,Garage
- Has garage: Yes
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Winter Weather
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,511 | $18,132 |
| Home Insurance | $226 | $2,712 |
| Property Taxes | $94 | $1,128 |
| Electricity | $175 | $2,103 |
| Total | $2,006 | $24,072 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-21 | Price change | $349,900 |
| 2026-01-21 | Price change | $229,000 |
| 2026-01-21 | Price change | $349,900 |
| 2026-01-21 | Price change | $299,000 |
| 2026-01-21 | Price change | $349,900 |
| 2026-01-21 | Price change | $299,000 |
| 2026-01-20 | Price change | $349,900 |
| 2026-01-19 | Price change | $229,000 |
| 2026-01-19 | Price change | $349,900 |
| 2026-01-19 | Price change | $299,000 |
| 2026-01-19 | Price change | $349,900 |
| 2026-01-19 | Listed for sale | $299,000 |
| 2025-07-23 | Listing removed | $329,000 |
| 2025-03-19 | Listed for sale | $329,000 |
| 2025-02-13 | Listing removed | $329,900 |
| 2024-08-15 | Listed for sale | $329,900 |
| 2023-04-17 | Sold | $25,000 |
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