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4 Oneil Way, Saugus, MA, 01906

6beds
5baths
5,525sqft
$2,099,000
$380price/sqft
$14,217/moest. monthly cost
$568,680/yrincome needed

About This Home

Luxury living awaits! Welcome to your custom dream home in Saugus! This stunning new construction offers six spacious bedrooms and an impressive 4 full and 1 half bathrooms, thoughtfully designed to meet all your needs. Featuring cutting-edge, high-energy efficiency throughout, this home is as smart as it is beautiful, offering modern comforts while keeping energy costs low. The customizable design and generous allowances allow you to tailor the finishes and features to your personal taste, creating a space that reflects your vision. Don't miss the chance to bring your dream home to life in this exceptional property—schedule your showing today!

Getting Around

35
WalkingCar-Dependent
29
TransitSome Transit
17
BikeSomewhat Bikeable

Schools

4/10
4/10
Saugus High SchoolGrades 9-121.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle,Rubber,Metal Roofing (Recycled)
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Other
  • Laundry features: Gas Dryer Hookup,Washer Hookup,First Floor

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bathroom1

  • Features: Bathroom - Half
  • Level: First
  • Area: 34.22

Bathroom2

  • Features: Bathroom - Full, Bathroom - Tiled With Shower Stall
  • Level: Second
  • Area: 89.614

Bathroom3

  • Features: Bathroom - Full, Bathroom - With Tub
  • Level: Second
  • Area: 60.18

Bedroom2

  • Features: Closet, Flooring - Wood
  • Level: Second
  • Area: 163.829999999

Bedroom3

  • Features: Closet, Flooring - Wood
  • Level: Second
  • Area: 170.609999999

Bedroom4

  • Features: Closet, Flooring - Wood
  • Level: Second
  • Area: 156.219

Bedroom5

  • Features: Closet
  • Level: Basement
  • Area: 231

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Stone/Ceramic Tile, Open Floorplan
  • Level: First
  • Area: 301.92

Family Room

  • Features: Wet Bar, Exterior Access, Slider
  • Level: Basement
  • Area: 918.72

Features

  • Walk-In Closet(s),Bathroom - Full,Bathroom - Tiled With Shower Stall,Cathedral Ceiling(s),Slider,Pantry,Bathroom,Great Room,Loft
  • Flooring: Tile,Hardwood,Flooring - Wood,Flooring - Stone/Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,927
  • Finished area above ground: 3,598

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Fireplace
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,525
  • Total interior livable area: 5,525 sqft

Kitchen

  • Features: Countertops - Stone/Granite/Solid, Kitchen Island, Deck - Exterior, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Gas Stove, Lighting - Pendant
  • Level: First
  • Area: 250.677

Living Room

  • Features: Flooring - Stone/Ceramic Tile, Deck - Exterior, Open Floorplan, Slider
  • Level: Main,First
  • Area: 231.03

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 411.18

Property

Details

  • Parcel number: M:009G B:0007 L:0008,4465607
  • Zoning: NA

Features

  • Patio & porch: Porch,Deck,Deck - Vinyl,Deck - Composite,Patio,Covered
  • Exterior features: Balcony / Deck,Porch,Deck,Deck - Vinyl,Deck - Composite,Patio,Covered Patio/Deck,Sprinkler System,Stone Wall
  • Has view: Yes
  • View description: Water,River
  • Has water view: Yes
  • Water view: River,Water

Lot

  • Lot size: 0.26 Acres
  • Features: Cleared,Level

Parking

  • Total spaces: 8
  • Parking features: Attached,Heated Garage,Oversized,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Coastal Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,613$127,356
Home Insurance *$629$7,548
Property Taxes $1,886$22,632
Electricity $1,089$13,073
Total$14,217$170,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$487,440/yr
40% on housing$426,510/yr
45% on housing$379,120/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$380This listing

vs Other Active Listings

Avg $/sqft

ZIP 01906$346
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01906$371
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-10Listed for sale$2,099,000
2025-09-08Listing removed$1,999,000
2025-01-29Listed for sale$1,999,000
2024-03-21Listing removed$1,899,000
2024-03-15Listed for sale$1,899,000
2024-03-15Listing removed$1,899,000
2023-09-14Listed for sale$1,899,000
2012-11-09Sold$240,000

New Construction

AgentRosalee DiScipio
BrokerageLamacchia Realty, Inc.

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