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1513 Boulder Creek Ct, Rockford, IL, 61108

4beds
3baths
3,426sqft
$326,000
$95price/sqft
$2,775/moest. monthly cost
$111,000/yrincome needed

About This Home

BEAUTIFUL Ranch condo is the perfect blend of comfort and convenience! Boulder Creek Subdivision in the heart of Rockford near to I-90, dining, shopping, and local hospitals. Spacious entry way leads to the open concept living and entertaining space with vaulted ceiling. Kitchen overlooks the great room with additional cabinetry and granite counter tops for ease of cooking or convenient workspace. The eat-in kitchen offers a breakfast bar, separate pantry, and maple cabinets. The primary suite is on main floor and features soaking tub, walk-in shower, new granite countertop with double sink and large walk-in closet. The main floor also includes a second bedroom, an additional full bath with linen closet, and a laundry room. The lower level features the in-home theater with terraced seating. Two additional bedrooms with egress windows, a walk-in closet, and another full bath. Also, LL has abundant dry storage space. New carpeting and freshly painted. New water heater installed in 2026. New exterior lighting. Custom blinds throughout. HOA Professionally managed (by Exclusive Condo Management). Quick closing is available. Property being sold as is.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
3/10
Eisenhower Middle SchoolGrades 6-83.3 mi
3/10
Guilford High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Shingle
  • Construction materials: Brick/Stone,Siding

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Stove/Cooktop,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Finished

Bedroom2

  • Level: Main
  • Area: 168

Bedroom3

  • Level: Lower
  • Area: 340

Bedroom4

  • Level: Lower
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 140

Features

  • L.L. Finished Space,Ceiling-Vaults/Cathedral,Granite Counters,Walk-In Closet(s)
  • Window features: Window Treatments
  • Finished area below ground: 1,635
  • Finished area above ground: 1,791

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,426
  • Total interior livable area: 3,426 sqft

Kitchen

  • Level: Main
  • Area: 144

Living Room

  • Level: Main
  • Area: 306

Master Bedroom

  • Level: Main
  • Area: 224

Property

Details

  • Parcel number: 1227359022

Lot

  • Features: City/Town

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,648$19,776
Home Insurance *$245$2,940
Property Taxes $619$7,428
Electricity $263$3,162
Total$2,775$33,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,142/yr
40% on housing$83,250/yr
45% on housing$74,000/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 61108$133
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61108$118
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$321,000
2026-07-13Listed for sale$326,000
2018-09-26Sold$160,000
2018-03-07Listing removed$174,000
2018-01-20Price change$174,000
2017-11-03Price change$179,900
2017-09-06Price change$183,500
2017-08-07Listed for sale$205,000
2013-06-28Sold$160,000

For Sale by Agent

AgentLyrah Austin-Bushnell
BrokerageDickerson & Nieman

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