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28 Howard Pl, Sterling, VA, 20164

4beds
3baths
1,678sqft
$489,000
$291price/sqft
$3,099/moest. monthly cost
$123,960/yrincome needed

About This Home

🔥 Priced Below Market Value – Fully Renovated! # Exceptional Opportunity! Motivated seller welcomes all serious offers. The previous buyer fell through solely because the buyer was unable to perform and close on time Whether you're looking for your primary residence or a high-potential investment, this property delivers outstanding value in a prime Sterling location. Seller will consider creative financing or assumable financing if the terms meet the seller's requirements. Act fast—opportunities like this don't last. Bring your highest and best offer. Qualified buyers only. Schedule your showing today before this one is gone! Agent Showing Instructions: No lockbox. Once you schedule your showing, the tenant is automatically notified. Please knock on the door first. If the tenant answers, they will let you in. If there is no answer, you may enter and proceed with the showing, as the tenant has already been notified and is expecting agents during their scheduled appointment.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
63
BikeBikeable

Schools

3/10
5/10
6/10
Dominion High SchoolGrades PK-120.7 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Slab
  • Construction materials: Aluminum Siding,Asphalt,Block,Other,Vinyl Siding

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: Townhouse
  • Architectural style: Other,Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,678

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,678
  • Total interior livable area: 1,678 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 012382382000
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 3,920 sqft

Parking

  • Parking features: Parking Lot,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$97$1,164
Property Taxes $328$3,936
Electricity $202$2,433
Total$3,099$37,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,251/yr
40% on housing$92,970/yr
45% on housing$82,640/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 20164$267
Loudoun County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 20164$321
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$484,900
2026-07-16Price change$489,000
2026-07-07Price change$489,900
2026-06-24Listed for sale$490,000
2025-11-17Listing removed$3,000
2025-11-08Listed for rent$3,000
2023-06-15Sold$399,990

For Sale by Agent

AgentSalem Edrak
BrokerageEXP Realty, LLC

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