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115 Old Camptown Dr, Hayesville, NC, 28904

3beds
2baths
2,056sqft
$323,000
$157price/sqft
$2,107/moest. monthly cost
$84,280/yrincome needed

About This Home

Multiple offers submitted. Highest and best deadline for offers is May 12 by 1:00 p.m. AMAZING NEW LOW PRICE FOR THIS Mountain Retreat with nearly six acres of wooded peace and quiet is not far from historic town of Hayesville and 7000 acre recreational Lake Chatuge. Don't Delay! Nantahala National Forest is in same neighborhood as this house.  Rustic style 3 BR, 2 BA home built in 2001. About 2100-/+ SF under roof. Great room has wood vaulted ceiling, wood and tile floors and access to big covered deck overlooking meandering stream and surrounding woods. Main level features kitchen with gas range, island and good cabinet storage - living room with fireplace - dining area - spacious bedroom with wood floors and large walk in closet, full bath.  Downstairs you will find den, laundry room with utility sink, separate utility storage room, two more bedrooms and full bath. Septic permit was not found. Walk out terrace level to a graveled patio. Separate metal building workshop sized about 15 x 30 is wired and has built in shelves. Propane furnace, AC. Underground utilities. Private well. Property rests at the back of the 5.6 acres - no neighbors are visible from this private wooded glen in Wildlife Acres subdivision. Go for a walk in your own neighborhood beside a mountain stream on low traffic private roads. Scenic Hayesville area surrounded by high mountains has small farms, pastures, woodlands, lake, river, charming town. Convenient to Marietta, Atlanta and upstate South Carolina. Property sold AS IS. If property was built prior to 1978, Lead Based Paint Potentially exists. Property 'might' qualify for Seller Financing but only for investors. Seller financing is not guaranteed on this property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

--
Hayesville Primary SchoolGrades PK-210.6 mi
3/10
Hayesville MiddleGrades 6-810.8 mi
5/10
Hayesville HighGrades 9-1210.7 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Fiber Cement,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Exhaust Fan,Gas Range,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,In Basement,Utility Room,Inside,Laundry Room,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Full,Interior Entry,Walk-Out Access,Walk-Up Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Basement

Bedroom S

  • Features: Walk-In Closet(s)
  • Level: Main

Bedroom S

  • Level: Basement

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Den

  • Level: Basement

Dining Area

  • Features: Vaulted Ceiling(s)
  • Level: Main

Features

  • Built-in Features,Kitchen Island,Open Floorplan,Storage,Walk-In Closet(s)
  • Flooring: Concrete,Tile,Vinyl,Wood,Other
  • Fireplace features: Gas Log,Great Room
  • Finished area below ground: 1,000
  • Finished area above ground: 1,056

Great Room

  • Features: Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s)
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 2,056 sqft

Kitchen

  • Features: Kitchen Island,Open Floorplan,Vaulted Ceiling(s)
  • Level: Main

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 641900563977
  • Zoning: RES
  • Special condition: Notice Of Default
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch,Rear Porch
  • Exterior features: Fire Pit
  • Has view: Yes
  • View description: Winter
  • Waterfront features: None,Creek/Stream

Lot

  • Lot size: 5.60 Acres
  • Features: Sloped,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Ice Storm
Landslide
Strong Wind
Tornado

FEMA Declared Disasters in Clay County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,633$19,596
Home Insurance *$134$1,608
Property Taxes $140$1,680
Electricity $200$2,405
Total$2,107$25,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,240/yr
40% on housing$63,210/yr
45% on housing$56,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 28904$212
Clay County$373

vs Homes Sold Last Month

Median $/sqft

ZIP 28904
Clay County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-21Sold$390,832
2023-08-21Sold$375,000
2023-07-20Pending sale$385,000
2023-06-30Listed for sale$385,000

Unknown Listed By

AgentRobbie Sharrett
BrokerageLyons Construction and Realty, Inc.

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