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115 Country Club Vw, Hayesville, NC, 28904

4beds
4baths
0sqft
$625,000
--price/sqft
$3,858/moest. monthly cost
$154,320/yrincome needed

About This Home

Welcome to this spacious 4,200+ square foot, 4 bedroom home located in a gated upscale golf course community. Situated overlooking the 1st fairway, this quality-built home boasts beautiful landscaping & an array of features. Inside, you'll find a great room w/ a stunning stacked stone wall & gas log fireplace, cathedral ceilings, & wood floors. The kitchen is equipped w/ granite countertops & stainless appliances, while the breakfast nook & dining room provide ample space for entertaining. Additional highlights include an office, gym, living room, open-air & covered deck, concrete patio w/ a hot tub, & a master suite w/ a trey ceiling on the main level. The lower level offers a second master suite w/ a kitchenette, along w/ 2 bonus rooms. Plus, you'll appreciate the convenience of being just one lot away from the clubhouse featuring a restaurant, fitness center & pool area. Experience comfortable luxury living in the beautiful North Carolina mountains!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Full bathrooms: 3

Property

Lot

  • Lot size: 0.75 Acres

Parking

  • Parking features: Garage,Asphalt
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Ice Storm
Landslide
Strong Wind
Tornado

FEMA Declared Disasters in Clay County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$259$3,108
Property Taxes $239$2,868
Electricity $200$2,405
Total$3,858$46,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,274/yr
40% on housing$115,740/yr
45% on housing$102,880/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28904$206
Clay County$369

vs Homes Sold Last Month

Median $/sqft

ZIP 28904
Clay County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentJames Rick Andrews
BrokerageCentury 21 Black Bear Realty

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