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853 Caler Rd, Brasstown, NC, 28902

5beds
4baths
7,242sqft
$975,000
$135price/sqft
$6,384/moest. monthly cost
$255,360/yrincome needed

About This Home

Tucked away in the peaceful mountains of Brasstown, NC, this inviting property offers the perfect blend of privacy, natural beauty, and mountain charm with room for your horses and animals. Surrounded by mature trees and serene landscape, this home is ideal for those seeking a full-time residence, vacation getaway, or investment opportunity. With over 7400 sq ft of living area, there's plenty of room for a large family or for a multi-generational family compound. Step inside to the brightly lit foyer leading to a living room with stacked stone wood-burning fire place (1 of 6 fireplaces) This room opens up to an enormous great room with lots of windows and a gorgeous brick fireplace. The light filled dining rooms has sliders that open up to the large deck. This level also features a spacious kitchen, with island, fireplace overlooking the swimming pool surrounded by a deck. The level also features 3 bedrooms and 2 baths and and a 2-car attached garage. Upstairs you will find the primary bedroom with stacked stone fireplace, bath with tub and walk-in shower and his and her vanities, opens up to the outdoor deck. There's an additional room for storage, office or playroom. Down in the basement level, there's 2 additional bedrooms, a laundry room, a huge recreation room plus 2 more bonus rooms, 1 fireplace and 1 wood burning stove. Large deck area for entertaining with a built-in swimming pool for those hot summer days. Conveniently located just a short drive to Murphy, NC and Hayesville, NC, you'll have easy access to shopping, dining, and outdoor recreation including hiking, fishing, and boating. Whether you're looking to escape the hustle and bustle or invest in a mountain property, this is your opportunity to own a slice of Western North Carolina..

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

7/10
Hayesville ElementaryGrades 3-59.0 mi
3/10
Hayesville MiddleGrades 6-88.9 mi
5/10
Hayesville HighGrades 9-129.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1979

Materials

  • Roof: Shingle
  • Construction materials: Frame,See Remarks,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave,Dishwasher,Washer,Dryer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Bath/Stubbed

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),Entrance Foyer,Eat-in Kitchen
  • Flooring: Wood,Carpet,Tile
  • Number of fireplaces: 6
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Electric,Wood Stove,Wood
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 7,242
  • Total interior livable area: 7,242 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 541900328867

Features

  • Levels: One and One Half
  • Stories: 1
  • Private pool: Yes
  • Pool features: Outdoor Pool
  • Exterior features: Storage,Pasture,Private Yard
  • Frontage type: Road
  • Topography of land: Level,Sloping

Lot

  • Lot size: 26.19 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters in Clay County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$399$4,788
Property Taxes $381$4,572
Electricity $674$8,094
Total$6,384$76,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$218,880/yr
40% on housing$191,520/yr
45% on housing$170,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 28902$247
Clay County$374

vs Homes Sold Last Month

Median $/sqft

ZIP 28902
Clay County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$975,000
2025-08-04Sold$412,500
2018-08-09Sold$476,500
2018-04-03Price change$564,900
2017-12-05Price change$579,000
2017-06-13Price change$599,000
2017-01-02Listed for sale$629,000
2016-10-12Listing removed$799,000
2015-07-10Listed for sale$799,000

For Sale by Agent

AgentDavid Ritz
BrokerageREMAX Mountain Properties

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