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4615 County Road 22, Centre, AL, 35960

3beds
2baths
1,876sqft
$230,000
$123price/sqft
$1,613/moest. monthly cost
$64,520/yrincome needed

About This Home

THIS PROPERTY IS ALL ABOUT THE VIEWS! Enjoy the beauty of the lake morning, noon, and evening from multiple outdoor living spaces. Inviting front porch welcomes you w/ peaceful lake backdrop, while 2 rear porches—1 open & 1 screened—provide even more places to relax, entertain, enjoy scenery year-round. Recent exterior improvements include a new tin roof, new vinyl porch ceiling, new steps on the screened porch, freshly mulched flower beds backyard island. Inside, refreshed 3 three coats of new interior paint, features 3 bedrooms & 2 baths. Kitchen bar seating, new lighting, separate dining room. primary bath has been updated with new tub, flooring, hall bath a new sink. photos coming!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Centre Middle SchoolGrades 5-83.0 mi
5/10
Cherokee Co High SchoolGrades 9-123.5 mi
6/10
Centre Elementary SchoolGrades PK-44.0 mi

Construction

Condition

  • Year built: 1989

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Traditional
  • Property subType: Manufactured Home

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Laminate Floor
  • Level: First
  • Area: 169

Bedroom3

  • Features: Laminate Floor
  • Level: First
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Laminate Floor
  • Level: First
  • Area: 143

Features

  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,876 sqft

Kitchen

  • Features: Kitchen Island,Tile
  • Level: First
  • Area: 210

Living Room

  • Features: Fireplace,Laminate Floor,Vaulted Ceiling(s)
  • Level: First
  • Area: 364

Master Bedroom

  • Features: Ceiling Fan(s),Linoleum
  • Level: First
  • Area: 195

Property

Details

  • Parcel number: 1304200000056.002

Features

  • Patio & porch: Front Porch,Covered Porch

Lot

  • Lot size: 0.87 Acres
  • Features: Cleared

Parking

  • Parking features: Garage Door Opener

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Lightning
Strong Wind
Drought
Earthquake
Hail
Ice Storm
Wildfire

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$149$1,788
Property Taxes $61$732
Electricity $240$2,881
Total$1,613$19,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,302/yr
40% on housing$48,390/yr
45% on housing$43,013/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 35960$194
Cherokee County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 35960
Cherokee County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Price change$249,000
2026-07-13Price change$230,000
2026-07-09Price change$249,000
2026-03-01Listed for sale$259,000
2025-12-19Listing removed$259,000
2025-10-22Listed for sale$259,000

For Sale by Agent

AgentLaura StClair
BrokerageWeiss Lake Realty

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