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101 Oak Dr, Metropolis, IL, 62960

3beds
2baths
1,350sqft
$174,900
$130price/sqft
$1,589/moest. monthly cost
$63,560/yrincome needed

About This Home

Fresh, clean, and modernized, this 3 bedroom, 2 bath home offers the rare opportunity to enjoy the feel of new construction without the new-build price tag. Nearly everything has been updated from top to bottom, giving buyers peace of mind and the ability to simply move in and start living. The bright, inviting interior provides a perfect blend of comfort and functionality, while the layout offers space for both everyday living and entertaining. Whether you are a first-time buyer or looking to simplify without sacrificing quality, this home delivers the updates you want without the projects you don't. Value, convenience, and low-maintenance living. Some images have been enhanced for illustrative purposes, including virtual landscaping and/or furnishings.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
7/10
Massac Jr High SchoolGrades 7-81.6 mi
5/10
Massac County High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1954

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 108
  • Dimensions: 9X12

Bedroom3

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 96
  • Dimensions: 8X12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,350
  • Total interior livable area: 1,350 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Laminate)
  • Level: Main
  • Area: 252
  • Dimensions: 12X21

Laundry

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 96
  • Dimensions: 8X12

Living Room

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 264
  • Dimensions: 12X22

Master Bedroom

  • Features: Flooring (Laminate),Bathroom (Full)
  • Level: Main
  • Area: 117
  • Dimensions: 9X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0535405019
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Porch

Lot

  • Lot size: 8,289 sqft
  • Features: Level

Parking

  • Total spaces: 3
  • Parking features: Concrete,Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$386$4,632
Property Taxes $189$2,268
Electricity $130$1,569
Total$1,589$19,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,480/yr
40% on housing$47,670/yr
45% on housing$42,373/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -6.6%
-6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 62960$89
Massac County$90

vs Homes Sold Last Month

Median $/sqft

ZIP 62960$81
Massac County$76

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-08-22Listed for sale$189,900
2020-12-07Sold$21,000
2020-10-30Pending sale$26,900
2020-09-04Price change$26,900
2020-06-10Price change$38,900
2020-06-05Price change$39,000
2020-03-10Price change$41,900
2019-11-07Price change$44,900
2019-09-25Listed for sale$49,900

For Sale by Agent

AgentKimberly Wilkins
BrokerageRE/MAX ADVANTAGE

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