231 N Main St, Xenia, IL, 62899
About This Home
Offering down payment assistance! Welcome home to this move-in ready home located in the Flora School District! Currently featuring 1 bedroom and 1 bathroom, this home offers the potential to be converted into a 2-3 bedroom layout to fit your needs. The updated kitchen boasts new cabinets and flooring, giving the home a fresh, modern feel. Whether you're a first-time homebuyer, looking to downsize, or searching for a great investment property, this affordable home is full of possibilities and ready for you to move right in and make it your own. Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area above ground: 0
Heating
- Heating features: Has Heating (Unspecified Type)
Interior Area
- Total structure area: 0
Property
Details
- Parcel number: 1303342005
- Lease amount: 0
Features
- Frontage length: 0
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Hail
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $252 | $3,024 |
| Home Insurance * | $65 | $780 |
| Property Taxes | $50 | $600 |
| Electricity | $130 | $1,569 |
| Total | $497 | $5,964 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $50,000 |
| 2026-07-09 | Listed for sale | $59,900 |
| 2022-10-28 | Sold | $40,000 |
| 2022-09-21 | Pending sale | $45,500 |
| 2022-09-07 | Price change | $45,500 |
| 2022-07-28 | Listed for sale | $48,500 |
| 2021-11-04 | Sold | $27,500 |
| 2021-10-08 | Pending sale | $29,900 |
| 2021-09-08 | Listed for sale | $29,900 |
| 2006-01-19 | Sold | $13,500 |
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