426 S Locust St, Flora, IL, 62839
About This Home
Charming 3-bedroom, 1-bath home in a great location near the high school! Offering approximately 1,040 square feet plus a basement, this home combines classic character with practical living space. Inside, you'll find spacious rooms, original woodwork and built-ins, and plenty of natural light throughout. The inviting sunroom provides the perfect spot for morning coffee, a reading nook, or extra living space. The kitchen offers ample cabinet space and flows nicely into the main living areas, while the basement provides additional storage and utility space. A newer roof adds peace of mind, and the home sits on a nicely sized lot with plenty of yard space to enjoy. Conveniently located close to schools, parks, and town amenities, this property would make a great starter home, investment property, or place to add your personal touches. Don't miss your chance to own this affordable home in a desirable location!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1949
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Unfinished,Partial
Bedroom2
- Features: Flooring (Carpet)
- Level: Main
- Area: 110
- Dimensions: 10X11
Bedroom3
- Features: Flooring (Carpet)
- Level: Main
- Area: 100
- Dimensions: 10X10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Window features: Screens
Foyer
- Features: Flooring (Vinyl)
- Level: Main
- Area: 20
- Dimensions: 4X5
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: None
Interior Area
- Total structure area: 504
- Total interior livable area: 1,040 sqft
Kitchen
- Features: Flooring (Vinyl)
- Level: Main
- Area: 140
- Dimensions: 14X10
Laundry
- Features: Flooring (Vinyl)
- Level: Main
- Area: 88
- Dimensions: 11X8
Living Room
- Features: Flooring (Carpet)
- Level: Main
- Area: 168
- Dimensions: 14X12
Master Bedroom
- Features: Flooring (Hardwood)
- Level: Main
- Area: 154
- Dimensions: 14X11
Sun Room
- Features: Flooring (Carpet)
- Level: Main
- Area: 117
- Dimensions: 13X9
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 1025346006
- Special condition: None
Features
- Stories: 1
Lot
- Features: Level
- Lot size dimensions: 60x130x90x145
Parking
- Total spaces: 2
- Parking features: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Earthquake
- Heat Wave
- Lightning
- Tornado
- Winter Weather
- Drought
- Hail
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $404 | $4,848 |
| Home Insurance * | $95 | $1,140 |
| Property Taxes | $81 | $972 |
| Electricity | $130 | $1,569 |
| Total | $710 | $8,520 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Price change | $79,900 |
| 2026-05-10 | Listed for sale | $82,900 |
| 2011-01-19 | Sold | $18,500 |
View on Zillow