




119 W 2nd St, Flora, IL, 62839
About This Home
So Many Possibilities At Such An Affordable Price! This property has a studio apartment that can be occupied with a special use variance or expanded to a single residence or converted to a multi-family. Loved with pride by the same family for almost 50 years now, priced at less than $53 per sq. ft., the pictures will show you that this 2849 Sq. Ft. property has never had less than flawless maintenance. Both "2" HVAC System and the Roof should have a great lifespan left. Last used as an exceptionally successful Dental Practice, the family has decided it was time to retire and enjoy life. Inside, you have a large waiting/reception area, an appointment/patient record area, 4 patient rooms, 4 rest rooms, 2 work stations, a private executive office, a laundry area with a washer & dryer, plenty of storage, plus a large break area/studio apartment. This amazing property has plenty of on-street parking at the front door, ramp entry with handrails, no steps, and is ADA-compliant. Additional parking is available with a nice-sized parking area in the back with 2 separate entrances. Possibilities include a single medical practice, a shared medical practice that could be made by dividing the property into 2 offices, or an office complex. With a special use variance, this property could be converted to a duplex with plenty of parking plus yard space on the vacant lot to the east. The family has priced their property at a very affordable price to give others a chance to follow their dreams.
Getting Around
Schools
Construction
Condition
- Year built: 1958
Materials
- Foundation: Block
- Construction materials: Block,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Microwave,Refrigerator,Washer,Electric Water Heater
Basement
- Has basement: Yes
- Basement: Egress Window
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 4
- 1/2 bathrooms: 4
Features
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Zoned,High Efficiency (SEER 14+)
Interior Area
- Total interior livable area: 2,849 sqft
Kitchen
- Features: Kitchen (Eating Area-Table Space,Island),Flooring (Carpet)
- Level: Main
- Area: 208
- Dimensions: 13x16
Master Bedroom
- Features: Flooring (Carpet),Bathroom (Half,Shared)
- Level: Main
- Area: 120
- Dimensions: 12x10
Property
Accessibility
- Accessibility features: Accessible Doors,Accessible Entrance,Door Width 32 Inches or More,Hall Width 36 Inches or More,Ramp - Main Level
Details
- Parcel number: 1025308004
Features
- Patio & porch: Porch
Lot
- Lot size: 0.30 Acres
- Features: Level,Other
Parking
- Parking features: Gravel,Alley Access,Guest
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Earthquake
- Heat Wave
- Lightning
- Tornado
- Winter Weather
- Drought
- Hail
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $728 | $8,736 |
| Home Insurance * | $172 | $2,064 |
| Property Taxes | $146 | $1,752 |
| Electricity | $219 | $2,629 |
| Total | $1,265 | $15,180 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-13 | Price change | $144,000 |
| 2025-09-15 | Listed for sale | $149,000 |
