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413 Old Fat Bruce Rd, Falls Of Rough, KY, 40119

1beds
1baths
672sqft
$140,000
$208price/sqft
$1,116/moest. monthly cost
$44,640/yrincome needed

About This Home

Just need that little get away? Newly remodeled and like NEW inside! 1 bedroom 1 bath open floor plan is just what you need! Outdoors has room under home for an all purpose cave with electric and storage! The start of a carport for an RV is an added plus! Don’t have an RV? Turn this area into an outdoor kitchen, a patio that can have canvass shades added… the area is perfect for your open minded creative ideas! New cabinets in kitchen and totally remodeled bath is so pretty!! Reasonably priced and you can buy it now at a discount or wait till the new mini split is installed by May 1. Call for a showing and make an offer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
8/10
4/10
Grayson County High SchoolGrades 9-1211.0 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2000

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Metal Siding,Wood Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Area: 0

Basement

  • Basement: None

Bathroom

  • Features: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • None,Eat-in Kitchen
  • Flooring: None
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 672
  • Total interior livable area: 672 sqft

Kitchen

  • Features: None

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 03500000260C

Features

  • Patio & porch: Covered Deck
  • Fencing: None

Lot

  • Lot size: 0.51 Acres
  • Features: Rural Property

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$119$1,428
Property Taxes $136$1,632
Electricity $154$1,850
Total$1,116$13,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,262/yr
40% on housing$33,480/yr
45% on housing$29,760/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 40119$155
Grayson County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 40119
Grayson County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Listed for sale$140,000
2010-11-01Sold$26,000

For Sale by Agent

AgentDottie Watson, REAL DEAL REALTY LLC, Josh Watson, REAL DEAL REALTY LLC
BrokerageREAL DEAL REALTY LLC

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