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381 Ray Priddy Rd, Leitchfield, KY, 42754

3beds
2baths
1,325sqft
$365,000
$275price/sqft
$2,483/moest. monthly cost
$99,320/yrincome needed

About This Home

Move-In Ready Home in Priddy Crossing with Huge Walk-Out Basement! Welcome to this beautifully maintained home in the desirable Priddy Crossing Subdivision! From the moment you walk in, you'll appreciate the open floor plan, vaulted ceilings, and abundant natural light that make the home feel spacious and inviting. The large living room opens to an eat-in kitchen featuring plenty of cabinet space, generous countertops, a pantry, and a functional layout that's perfect for everyday living or entertaining. Main-floor laundry adds convenience, while the spacious bedrooms provide comfortable living for the whole family. One of this home's best features is the expansive walk-out basement. Already framed and ready for finishing, it offers incredible potential to nearly double your living space with additional bedrooms, a family room, home theater, gym, office, or workshop while still providing plenty of storage. Highlights include: Located in Priddy Crossing Vaulted ceilings Open-concept living Spacious eat-in kitchen with pantry Main-floor laundry Large primary suite Walk-out basement with endless possibilities Neutral colors throughout Meticulously maintained and move-in ready Conveniently located near schools, shopping, dining, and major highways, this home combines peaceful neighborhood living with easy access to everything you need. Don't miss your opportunity to own this beautiful home!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
8/10
4/10

Construction

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Carpet,Concrete

Heating & Cooling

  • Heating features: Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,325 sqft

Property

Details

  • Parcel number: BLACKBERRY001

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 9
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Cold Wave
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$305$3,660
Property Taxes $179$2,148
Electricity $154$1,850
Total$2,483$29,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,131/yr
40% on housing$74,490/yr
45% on housing$66,213/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 42754$124
Grayson County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 42754
Grayson County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-02Listed for sale$365,000
2006-02-21Sold$8,500

For Sale by Owner

AgentProperty Owner

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