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49 Young Way, Falls of Rough, KY, 40119

2beds
1baths
1,542sqft
$295,000
$191price/sqft
$2,019/moest. monthly cost
$80,760/yrincome needed

About This Home

Escape to the peace and privacy of the Kentucky countryside with this charming 1,567 sq. ft. home situated on 18 beautiful acres in Falls of Rough, just minutes from Rough River Lake. This 2-bedroom, 1-bath home features a spacious living room with soaring cathedral ceilings and a cozy gas fireplace, creating the perfect gathering space. Enjoy your morning coffee or evening sunsets from the covered front and back porches, and take advantage of the covered carport for convenient parking and storage. The property is well-equipped for country living with two storage sheds, a chicken coop, storm shelter, and mature shade trees throughout the yard. The acreage is primarily open with some wooded areas, offering endless possibilities for livestock, gardening, hunting, recreation, or simply enjoying the outdoors. Conveniently located just a short drive from Rough River Lake and the state boat ramp, this property offers the perfect combination of rural living and easy access to boating, fishing, and outdoor recreation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
5/10

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,542 sqft

Property

Details

  • Parcel number: 21568

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 18 Acres

Parking

  • Parking features: Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Cold Wave
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$252$3,024
Property Taxes $122$1,464
Electricity $154$1,850
Total$2,019$24,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,222/yr
40% on housing$60,570/yr
45% on housing$53,840/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 40119$147
Grayson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 40119
Grayson County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-04Listed for sale$295,000
2017-07-27Sold$109,650
2017-05-23Price change$112,500
2016-12-09Listed for sale$117,500

For Sale by Owner

AgentProperty Owner

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