2588 Cottage Ln, Harbor Springs, MI, 49740
About This Home
Set within the quiet landscape of True North, this thoughtfully designed cottage offers comfortable living centered entirely on the main level. At True North, golf is played on your schedule, with no tee times required, creating a relaxed and flexible experience just steps from your door. The primary gathering space unfolds beneath cathedral ceilings, with a stone fireplace anchoring the room and creating a natural place to unwind after a day on the course. Large windows invite soft northern light throughout the day, while the adjoining screened porch extends the living space for summer evenings and quiet mornings. Each bedroom is designed as a private retreat, complete with its own ensuite bath, offering comfort and privacy for both owners and guests. This layout makes hosting easy, allowing everyone to enjoy their own space while still feeling connected. Located near the short game practice area, one of the club’s most enjoyed amenities is always within easy reach. Ownership here offers a simple, lock and leave lifestyle, giving you more time to enjoy the club, surrounding landscape, and Northern Michigan seasons.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2010
Materials
- Construction materials: Wood Frame/Site Built
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Built-in Microwave,Dishwasher,Disposal,Refrigerator,Washer,Dryer,Range
Bedroom
- Area: 304.19444444444446
Bedroom1
- Area: 315.625
Bedroom2
- Area: 312.8194444444444
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Area: 102.66666666666667
Features
- Cathedral Ceiling(s)
- Window features: Mini Blinds
- Fireplace features: Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 2,142 sqft
Kitchen
- Area: 119.14583333333334
Living Room
- Area: 378.66666666666663
Master Bedroom
- Area: 261.11111111111114
Property
Details
- Parcel number: 061213110183
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio
Lot
- Lot size: 0.52 Acres
- Features: Sprinkler System,Near Snowmobile Trails
Parking
- Parking features: No Garage Or Carport
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Landslide
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Emmet County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,270 | $75,240 |
| Home Insurance * | $853 | $10,236 |
| Property Taxes | $847 | $10,164 |
| Electricity | $233 | $2,803 |
| Total | $8,203 | $98,436 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-19 | Listed for sale | $1,240,000 |
For Sale by Agent
View on Zillow