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5620 Highlands Dr #511, Harbor Springs, MI, 49740

1beds
1baths
640sqft
$215,000
$336price/sqft
$1,569/moest. monthly cost
$62,760/yrincome needed

About This Home

Do you want to live the resort lifestyle? Here is your opportunity! Well maintained one bedroom condominium situated in the heart of resort activity. Just steps from restaurants, golf courses, ski slopes, mountain biking or a short drive to downtown Harbor Springs & Petoskey. This gem could be yours!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
6/10

Construction

Condition

  • Year built: 1987

Materials

  • Construction materials: Wood Frame/Site Built

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Washer,Range

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Fireplace features: Gas
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 640 sqft

Living Room

  • Area: 352

Master Bedroom

  • Area: 120

Property

Details

  • Parcel number: 111333303111

Features

  • Private pool: Yes
  • Pool features: Pool
  • Patio & porch: Deck

Parking

  • Parking features: No Garage Or Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tsunami

FEMA Declared Disasters in Emmet County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$148$1,776
Property Taxes $146$1,752
Electricity $188$2,259
Total$1,569$18,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,794/yr
40% on housing$47,070/yr
45% on housing$41,840/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 49740$455
Emmet County$422

vs Homes Sold Last Month

Median $/sqft

ZIP 49740
Emmet County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$215,000
2019-08-29Sold$95,000
2018-09-09Listed for sale$99,900
2011-07-27Sold$52,000

For Sale by Agent

AgentJennifer Miller
BrokerageGraham Real Estate

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