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803 Tuscan Ridge Dr, Oxford, MS, 38655

5beds
4baths
3,631sqft
$795,000
$219price/sqft
$5,054/moest. monthly cost
$202,160/yrincome needed

About This Home

Lakeside Luxury Awaits. Nestled on a serene, professionally managed lake amid towering hardwoods, this immaculate 5-bed, 4-bath waterfront gem redefines elegance. With surging demand for wellness-inspired lakefront havens, enjoy open indoor-outdoor flow. Gleaming hardwoods lead to a chef's kitchen (granite counters, stainless appliances) flowing into a fireplace-lit living room & formal dining—perfect for gatherings. Upstairs: oversized secondary master suite, bonus room, 5 spacious beds & 4 baths for multi-gen living.Shaded screened porch offers panoramic lake views for coffee or dinners.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

6/10
Oxford Middle SchoolGrades 7-84.0 mi
9/10
Oxford High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Refrigerator,Washer,Vented Exhaust Fan,Tankless Water Heater

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Cooling

  • Cooling features: Electric

Features

  • Walk-In Closet(s),Wet Bar,Granite Counters,Ceiling Fan(s)
  • Window features: Double Hung,Vinyl,Blinds
  • Flooring: Carpet,Hardwood,Ceramic Tile
  • Fireplace features: Gas
  • Fireplace: Yes

Interior Area

  • Total structure area: 3,631
  • Total interior livable area: 3,631 sqft

Property

Details

  • Parcel number: 1293103300
  • Zoning description: SUBDIVISION COVENANT

Features

  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Sprinkler System-Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 1.13 Acres

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Lightning
Strong Wind
Earthquake
Hail
Inland Flooding
Ice Storm
Landslide

FEMA Declared Disasters in Lafayette County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance *$354$4,248
Property Taxes $344$4,128
Electricity $337$4,051
Total$5,054$60,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,280/yr
40% on housing$151,620/yr
45% on housing$134,773/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 38655$255
Lafayette County$252

vs Homes Sold Last Month

Median $/sqft

ZIP 38655$246
Lafayette County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-13Price change$795,000
2025-09-12Listed for sale$829,000

For Sale by Agent

AgentWil Matthews
BrokerageMatthews Real Estate

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