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413 Harding Ct, Sterling, VA, 20164

3beds
2baths
1,272sqft
$515,000
$405price/sqft
$3,253/moest. monthly cost
$130,120/yrincome needed

About This Home

Welcome to 413 Harding Court, a beautifully updated 3-bedroom, 2-full-bath home offering modern finishes, everyday convenience, and a prime location in the heart of Sterling. Step inside to discover a bright, move-in-ready interior featuring fresh paint and all-new flooring throughout. The beautifully renovated kitchen is designed to impress with elegant quartz countertops, ceramic tile, brand-new stainless steel appliances, and soft-close cabinets and drawers that provide both style and functionality. Both full bathrooms have also been thoughtfully updated with clean, contemporary finishes. The home includes a brand-new, full-size washer and dryer, adding even more convenience for the next owner. With its spacious layout, tasteful improvements, and low-maintenance updates, this property is ready to be enjoyed from day one. Located just minutes from Dulles Town Center, residents have easy access to a wide variety of shopping, dining, entertainment, and everyday essentials. The home is also conveniently positioned near Route 7, Route 28, and other major commuter routes, providing easy access throughout Northern Virginia. Washington Dulles International Airport is only a short drive away, making this an ideal location for frequent travelers and commuters. With its beautifully updated interior and convenient Sterling location, 413 Harding Court offers the perfect combination of comfort, style, and accessibility. Don’t miss the opportunity to make this move-in-ready home your own.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

2/10
1/10
Sterling Middle SchoolGrades 6-80.9 mi
1/10
Park View High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Refrigerator,Ice Maker,Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Oven/Range - Electric,Washer,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Window features: Double Pane Windows
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,272

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Heat Pump,Electric

Interior Area

  • Total structure area: 1,272
  • Total interior livable area: 1,272 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 022499475000
  • Attached to another structure: Yes
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 5,227 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$102$1,224
Property Taxes $345$4,140
Electricity $202$2,433
Total$3,253$39,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,531/yr
40% on housing$97,590/yr
45% on housing$86,746/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$405This listing

vs Other Active Listings

Avg $/sqft

ZIP 20164$266
Loudoun County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 20164$321
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Listed for sale$515,000
2026-07-08Listing removed$525,000
2026-07-08Listed for sale$525,000
2026-06-27Contingent$525,000
2026-06-11Price change$525,000
2026-06-11Listed for sale$515,000
2026-05-31Contingent$515,000
2026-05-28Listed for sale$499,900
2026-04-30Sold$290,000

For Sale by Agent

AgentOmer RESHID
BrokerageReal Broker, LLC - Gaithersburg

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