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121 Lancha Cir Unit 107, Indian Harbour Beach, FL, 32937

3beds
2baths
2,069sqft
$395,000
$191price/sqft
$3,159/moest. monthly cost
$126,360/yrincome needed

About This Home

JUST REDUCED!! Coastal calm meets modern style in this 3 bedroom, 2 bath beachside corner unit condo designed for effortless living with over 2000 square feet of living space. Breezy interiors, sunlit spaces, and thoughtful details create a welcoming retreat for families, friends, or extended stays. From mornings at the beach to evenings unwinding at home, every detail supports relaxed, refined coastal living. Under building parking with 2 spots, community pool and clubhouse within walking distance to the beach and restaurants. Live the resort lifestyle with pool, fitness center, clubhouse, tennis and pickleball courts all included!

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
62
BikeBikeable

Schools

9/10
8/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2012

Materials

  • Roof: Membrane
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Elevator,Open Floorplan,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,069 sqft

Property

Details

  • Parcel number: 2737120000592.A0000.00
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 4
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Balcony

Lot

  • Lot size: 4,791 sqft
  • Features: Many Trees

Parking

  • Total spaces: 2
  • Parking features: Assigned,Garage,Underground
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$524$6,288
Property Taxes $430$5,160
Electricity $208$2,498
Total$3,159$37,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,308/yr
40% on housing$94,770/yr
45% on housing$84,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 32937$266
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32937$310
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$424,900
2026-04-13Price change$439,000
2026-03-29Price change$445,000
2026-03-07Price change$449,900
2026-02-20Price change$457,500
2026-02-11Price change$459,900
2026-02-01Listed for sale$465,000
2024-04-26Sold$204,700
2023-03-23Sold$435,000
2023-02-28Contingent$435,000
2023-02-11Price change$435,000
2022-10-07Listed for sale$455,000
2022-10-07Listing removed--
2022-06-29Listed for sale$480,000

For Sale by Agent

AgentTimothy M Currie
BrokerageLPT Realty, LLC

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