1302 Main St, Cincinnati, OH, 45202
About This Home
Stately Over-the-Rhine single family home. Originally built as a bank, this remarkable home blends historic character with modern amenities. Offering over 3,000 sq ft., the residence features 3 bedrooms, 2.5 baths, an elevator, gas fireplace, and attached garage. Freshly painted throughout, showcasing exposed brick walls, original refinished hardwood floors, and a pressed-tin ceiling that reflects its 19th-century heritage. The gourmet kitchen with granite countertops and stainless steel appliances opens to spacious living and dining areas, while the rooftop deck provides sweeping city views. Beautifully restored and thoughtfully updated, this property offers a rare chance for a discerning homeowner or investor to own a distinctive piece of Cincinnati city history. This home can be used for short term or traditional rentals. Walk everywhere downtown including parks, swim club, entertainment, dining, arts & more!
Getting Around
Walker's Paradise
Excellent Transit
Very BikeableSchools
Construction
Condition
- Year built: 1853
Materials
- Foundation: Stone
- Roof: Membrane
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Disposal,Gas Cooktop,Microwave,Oven/Range,Refrigerator,Washer,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full,Concrete,Unfinished
Bathroom1
- Features: Partial
- Level: First
Bathroom2
- Features: Full
- Level: Second
Bathroom3
- Features: Full
- Level: Third
Bedroom2
- Level: Third
- Area: 165
Bedroom3
- Level: Third
- Area: 190
Bedroom4
- Area: 0
Bedroom5
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Open,Wood Floor
- Level: First
- Area: 120
Family Room
- Area: 0
Features
- High Ceilings,Elevator,Natural Woodwork,Vaulted Ceiling(s),Ceiling Fan(s)
- Door features: Multi Panel Doors
- Window features: Double Hung,Double Pane Windows
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,000
- Total interior livable area: 3,000 sqft
Kitchen
- Features: Butler's Pantry,Pantry,Counter Bar,Eat-in Kitchen,Gourmet,Kitchen Island,Wood Floor,Marble/Granite/Slate
- Area: 187
Living Room
- Features: Fireplace,Wood Floor
- Area: 306
Master Bathroom
- Features: Shower,Tile Floor,Window Treatment,Marb/Gran/Slate
Master Bedroom
- Features: Bath Adjoins,Walk-In Closet(s),Walkout,Window Treatment,Wood Floor
- Level: Second
- Area: 252
Office
- Area: 0
Property
Details
- Parcel number: 0750004003600
- Zoning description: Residential
Features
- Stories: 3
- Patio & porch: Deck
- Exterior features: Balcony
- Has view: Yes
- View description: City
Lot
- Features: Less than .5 Acre,Busline Near
- Lot size dimensions: Single Family Home
Parking
- Total spaces: 1
- Parking features: 1 Assigned,Off Street,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,019 | $48,228 |
| Home Insurance * | $214 | $2,568 |
| Property Taxes | $1,000 | $12,000 |
| Electricity | $321 | $3,861 |
| Total | $5,554 | $66,648 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-02 | Listing removed | $5,000 |
| 2026-05-01 | Price change | $825,000 |
| 2026-04-08 | Price change | $850,000 |
| 2026-03-15 | Price change | $870,000 |
| 2026-01-28 | Price change | $895,000 |
| 2026-01-06 | Price change | $5,000 |
| 2026-01-06 | Listed for sale | $955,000 |
| 2026-01-05 | Listing removed | $975,000 |
| 2025-10-27 | Listed for rent | $6,000 |
| 2025-10-22 | Listed for sale | $975,000 |
| 2024-04-19 | Sold | $842,500 |
| 2024-03-25 | Pending sale | $850,000 |
| 2024-03-09 | Listed for sale | $850,000 |
| 2021-09-03 | Sold | $680,000 |
| 2021-07-23 | Pending sale | $699,000 |
| 2021-07-23 | Listing removed | -- |
| 2021-06-21 | Price change | $699,000 |
| 2021-06-12 | Listed for sale | $725,000 |
| 2021-06-10 | Pending sale | $725,000 |
| 2021-06-02 | Price change | $725,000 |
| 2021-03-22 | Listed for sale | $749,900 |
| 2021-01-05 | Listing removed | $750,000 |
| 2020-10-31 | Price change | $750,000 |
| 2020-09-26 | Listed for sale | $779,000 |
| 2012-10-19 | Sold | $80,000 |
| 2005-06-09 | Sold | $79,000 |
| 2005-02-18 | Sold | $46,000 |
| 2001-02-07 | Sold | $100,000 |
| 2000-04-20 | Sold | $170,000 |
| 1997-01-08 | Sold | $65,000 |
For Sale by Agent
View on Zillow