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19955 Youngs Cliff Rd, Sterling, VA, 20165

4beds
3baths
2,600sqft
$1,175,900
$452price/sqft
$7,192/moest. monthly cost
$287,680/yrincome needed

About This Home

Total Renovation from top to bottom High end Finish, New roof, New skylights, New Trex Deck overlooking river, New floors, New Kitchen, 3 New bathrooms, New 3 zone HAVC, New Landscaping. New High-end Lighting, and Much more. All this on 1.6 Acres on Broad Run Creek that is just a short run into the Potomac River. A very desirable location with homes that are on the water. If you are a fisherman or like Boating this is a great property for you. If you own a business, with trucks, this may be for you. You to fish in your back yard. Boat into the Potomac River. community has a private Boat launch, a Park with Tot Lot and Pavilion. The community is very active and holds lots of events, but no one tells you what you can and cannot do on your land. Just a great place to Live. Big lot and No HOA. Public water being brought into neighborhood. Owner is Real Estate Broker in VA You will need Flood Insurance. The current own has lived in property for 22 Years and the water has never come near to flooding the home. However, the land has had some water, a few times. ***Owner will finance with 20% down at 8.5% interest APR, 30-year amortization***

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
6/10
River Bend Middle SchoolGrades 6-82.4 mi
7/10
Potomac Falls High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1974

Materials

  • Foundation: Block,Slab
  • Roof: Asphalt,Architectural Shingle
  • Construction materials: Block,Frame,Glass,Wood Siding,Cedar

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven/Range - Electric,Refrigerator,Water Heater,Range,Disposal,Exhaust Fan,Microwave,Range Hood,Stainless Steel Appliance(s),Washer,Electric Water Heater
  • Laundry features: Has Laundry,Main Level,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Upper

Features

  • Bathroom - Walk-In Shower,Dining Area,Entry Level Bedroom,Exposed Beams,Open Floorplan,Formal/Separate Dining Room,Kitchen - Country,Kitchen - Galley,Kitchen - Gourmet,Kitchen - Table Space,Pantry,Recessed Lighting,Walk-In Closet(s),2 Story Ceilings,Cathedral Ceiling(s),Dry Wall,Vaulted Ceiling(s),Log Walls
  • Door features: Insulated,Six Panel,Sliding Glass
  • Window features: Skylight(s)
  • Flooring: Ceramic Tile,Hardwood,Luxury Vinyl,Wood
  • Finished area below ground: 1,040
  • Finished area above ground: 1,560

Heating & Cooling

  • Heating features: Central,Forced Air,Heat Pump,Zoned,Electric
  • Cooling features: Central Air,Heat Pump,Programmable Thermostat,Zoned,Electric

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Kitchen

  • Level: Upper

Laundry

  • Level: Main

Living Room

  • Level: Upper

Loft

  • Level: Upper

Recreation Room

  • Level: Main

Storage Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 038178015000
  • Zoning: A3
  • Zoning description: AGRICULTURAL RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Wrap Around
  • Exterior features: Boat Storage,Lighting,Flood Lights,Balcony
  • Has view: Yes
  • View description: Creek/Stream,River,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Creek/Stream,River,Water
  • On waterfront: Yes
  • Waterfront features: Boat/Launch Ramp - Private,Park,Riparian Grant,River,Canoe/Kayak,Fishing Allowed,Boat - Powered,Personal Watercraft (PWC),Private Access,Swimming Allowed,Waterski/Wakeboard
  • Waterbody name: Broad Run
  • Frontage type: Road Frontage
  • Frontage length: Water Frontage Ft: 120

Lot

  • Lot size: 1.21 Acres
  • Features: Fishing Available,Flood Plain,Front Yard,Landscaped,Level,No Thru Street,Private,Rear Yard,Rural,Secluded,SideYard(s),Stream/Creek

Parking

  • Total spaces: 10
  • Parking features: Driveway,Gravel,Asphalt,Paved,On Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,945$71,340
Home Insurance *$209$2,508
Property Taxes $788$9,456
Electricity $250$3,005
Total$7,192$86,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$246,582/yr
40% on housing$215,760/yr
45% on housing$191,786/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$452This listing

vs Other Active Listings

Avg $/sqft

ZIP 20165$281
Loudoun County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 20165$258
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$1,125,500
2026-07-13Price change$1,175,900
2026-06-20Listed for sale$1,225,900
2025-10-09Listing removed$699,900
2025-10-01Listed for sale$699,900
2003-10-30Sold$300,000

For Sale by Agent

AgentCasey Margenau
BrokerageCasey Margenau Fine Homes and Estates LLC

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