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45091 Brae Ter Unit 203, Ashburn, VA, 20147

2beds
2baths
1,024sqft
$425,000
$415price/sqft
$2,707/moest. monthly cost
$108,280/yrincome needed

About This Home

Beautiful move-in-ready, top-level garage condominium with a gas fireplace, in desirable Chelsea Court! Ideally located near George Washington University's Virginia Science & Technology Campus, INOVA Loudoun Hospital, and One Loudoun, this spacious 1,068-square-foot home is positioned in one of the community's most desirable locations, offering exceptional privacy and peaceful treetop views. Filled with natural light, the spacious open floor plan features a dramatic family room with a wall of oversized windows, soaring vaulted ceilings, and access to a private deck overlooking peaceful treetop views. The home offers two generously sized bedrooms, each with large walk-in closets and two full bathrooms. The bright, open layout creates an inviting space for both everyday living and entertaining. Water is included in the condo fee. Enjoy exceptional convenience with easy access to Route 7, Route 28, the Dulles Toll Road, Dulles Town Center, shopping, dining, entertainment, and Washington Dulles International Airport. Whether you're enjoying a quiet morning on the private deck or taking advantage of the nearby amenities and commuter routes, this home offers the perfect blend of comfort, convenience, and location. Be sure to view the virtual tour for additional photos and information.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
8/10
Riverside High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1993

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Combination Dining/Living,Family Room Off Kitchen,Open Floorplan,Vaulted Ceiling(s),Tray Ceiling(s)
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,024

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,024
  • Total interior livable area: 1,024 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 039278474001
  • Attached to another structure: Yes
  • Zoning: R16
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$71$852
Property Taxes $285$3,420
Electricity $202$2,433
Total$2,707$32,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,811/yr
40% on housing$81,210/yr
45% on housing$72,186/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$415This listing

vs Other Active Listings

Avg $/sqft

ZIP 20147$277
Loudoun County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 20147$292
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$425,000
2022-06-17Sold$371,500
2022-06-01Pending sale$360,000
2022-06-01Listing removed$360,000
2022-05-28Listed for sale$360,000
2018-03-05Listing removed$1,750
2018-02-11Price change$1,750
2018-01-23Listed for rent$1,800
2018-01-11Sold$220,000
2017-11-17Listed for sale$235,000
2017-11-17Pending sale$235,000
2017-10-26Price change$235,000
2017-10-14Price change$245,000
2017-08-17Pending sale$250,000
2017-08-16Price change$250,000
2017-08-11Listed for sale$254,900
2017-06-05Listing removed$265,000
2017-05-21Pending sale$265,000
2017-04-20Listed for sale$265,000
2015-01-21Listing removed$1,600
2015-01-17Sold$1,600
2015-01-14Price change$1,600
2014-12-19Listed for rent$1,650
2013-12-08Listing removed$1,600
2013-11-22Listed for rent$1,600
2007-01-16Sold$290,000

For Sale by Agent

AgentJuliette Sherrill
BrokerageSamson Properties

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