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101 S 16th Street, Elma, WA, 98541

3beds
2baths
2,113sqft
$554,999
$263price/sqft
$3,535/moest. monthly cost
$141,400/yrincome needed

About This Home

Meticulously maintained and move-in ready, this spacious 3-bedroom, 2-bath rambler offers tall ceilings, comfortable living spaces, and a freestanding propane fireplace. The kitchen features brand-new stainless steel appliances, while other recent updates include a brand-new roof and a beautifully remodeled bathroom. Situated on a desirable corner lot, the property offers abundant parking, an attached 484-square-foot garage, and an impressive 960-square-foot shop or additional garage. A large attic and yard-maintenance shed provide even more storage. Step outside to the beautifully cared-for yard and covered deck, where you can relax, entertain, and enjoy the view. This exceptional property offers the space, storage, and pride of ownership buyers are looking for, all just minutes from downtown Elma, schools, shopping, the hospital, and quick highway access. Olympia is approximately 30 minutes away. Come see how much this wonderful home has to offer!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Elma Elementary SchoolGrades PK-50.7 mi
5/10
Elma Middle SchoolGrades 6-80.5 mi
7/10
Elma High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Good
  • Year built: 2007

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement/Concrete

Notable Dates

  • Major remodel year: 2007

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Utility Room

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Fireplace Insert,Heat Pump,Stove/Free Standing,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,113
  • Total interior livable area: 2,113 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 046000502100
  • Zoning description: Jurisdiction: City
  • Special condition: Standard
  • Other equipment: Leased Equipment: Propane Tank,Wired for Generator

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater,Wired for Generator
  • Has view: Yes
  • View description: Mountain(s),Territorial
  • Topography of land: Level,Partial Slope,Terraces
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 0.43 Acres
  • Features: Corner Lot,Open Lot,Paved,Cable TV,Deck,Fenced-Partially,Green House,Outbuildings,Outdoor Fireplace,Patio,RV Parking,Shop

Parking

  • Total spaces: 11
  • Parking features: Attached Carport,Attached Garage,Detached Garage,Off Street,RV Parking
  • Has garage: Yes
  • Covered spaces: 5
  • Uncovered spaces: 6
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Ice Storm

FEMA Declared Disasters in Grays Harbor County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,806$33,672
Home Insurance *$176$2,112
Property Taxes $404$4,848
Electricity $149$1,793
Total$3,535$42,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,200/yr
40% on housing$106,050/yr
45% on housing$94,266/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 98541$176
Grays Harbor County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 98541$249
Grays Harbor County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$549,000
2026-07-17Listed for sale$554,999
2020-01-02Sold$375,000
2019-11-12Pending sale$385,000
2019-09-17Listed for sale$385,000
2014-12-05Sold$218,000

For Sale by Agent

AgentLori Maruska
BrokerageBetter Properties Grays Harbor

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