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44083 Ferncliff Ter, Ashburn, VA, 20147

2beds
3baths
1,566sqft
$530,000
$338price/sqft
$3,325/moest. monthly cost
$133,000/yrincome needed

About This Home

Welcome to 44083 Ferncliff Terrace, Ashburn, VA 20147! Nestled in one of Ashburn’s most sought-after communities, this beautifully maintained home offers the perfect blend of comfort, style, and convenience. Featuring a spacious and functional floor plan filled with natural light, this home is ideal for both everyday living and entertaining. The inviting interior boasts generous living spaces, a well-appointed kitchen with ample cabinetry and countertop space, and comfortable bedrooms designed for relaxation. The primary suite offers a private retreat with an en-suite bath and plenty of closet space. Step outside to enjoy a private outdoor space perfect for morning coffee, evening gatherings, or simply unwinding after a long day. Conveniently located near top-rated schools, shopping, dining, parks, and major commuter routes, this home provides easy access to everything Ashburn has to offer, including the Silver Line Metro, Dulles Greenway, Route 7, and Dulles International Airport. Don’t miss this incredible opportunity to own a beautiful home in the heart of Ashburn. Schedule your private showing today!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

10/10
Ashburn Elementary SchoolGrades PK-50.5 mi
8/10
8/10
Broad Run High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1989

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Two Story
  • Property subType: Townhouse

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Attic: Pull Down Stairs
  • Finished area below ground: 440
  • Finished area above ground: 1,126

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Zoned
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 1,566 sqft

Other

  • Level: Basement

Other

  • Level: Second

Property

Details

  • Parcel number: 084384953000
  • Attached to another structure: Yes
  • Zoning description: PDH4

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,742 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$89$1,068
Property Taxes $355$4,260
Electricity $202$2,433
Total$3,325$39,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,000/yr
40% on housing$99,750/yr
45% on housing$88,666/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$338This listing

vs Other Active Listings

Avg $/sqft

ZIP 20147$277
Loudoun County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 20147$292
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$530,000
2015-04-13Sold$299,500
2015-03-02Pending sale$290,000
2015-02-24Listed for sale$290,000
2015-02-23Listing removed$1,815
2014-12-23Price change$1,815
2014-11-23Listed for rent$1,800
2014-11-16Listing removed$278,000
2014-10-23Price change$278,000
2014-09-06Price change$298,000
2014-08-31Price change$309,900
2014-08-20Price change$315,000
2014-08-19Listed for sale$312,000

For Sale by Agent

AgentAlaa Makar
BrokerageVirginia Capital Realty

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