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18500 Studman Branch Ave, Charlotte, NC, 28278

5beds
4baths
3,377sqft
$615,000
$182price/sqft
$3,883/moest. monthly cost
$155,320/yrincome needed

About This Home

Beautifully appointed and thoughtfully designed, this 5-bedroom, 3.5 bath home located in the amenity rich Palisades community offers space and flexibility. The open floor plan features a formal dining room with tray ceiling and a spacious kitchen complete with a gas cooktop, wall oven, walk-in pantry, and a large center island that is perfect for everyday living and entertaining. In addition, the main level includes a versatile flex room ideal for a home office, playroom, or guest space. Upgraded 5-inch hardwood floors throughout the main living areas add an elevated look. Enjoy a large loft and 3 additional bedrooms upstairs as well as a generous owner's retreat featuring a roomy walk-in closet and en-suite with dual vanities, soaking tub, and separate walk-in shower. Outdoor living shines with a screened porch, extended paver patio, and low-profile deck. All 3 provide multiple spaces for dining, entertaining, and relaxing! The fully fenced backyard offers plenty of room for pets, play, and outdoor enjoyment. Residents of The Palisades enjoy an exceptional lifestyle with resort-style amenities including a clubhouse, fitness center, swimming pool with waterslide, tennis courts/basketball court, playgrounds, and miles of walking trails. Conveniently located near Lake Wylie, shopping, dining, and major roadways, The Palisades offers the perfect blend of recreation, convenience, and community.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
19
BikeSomewhat Bikeable

Schools

9/10
2/10
Southwest Middle SchoolGrades 6-82.4 mi
6/10
Palisades High SchoolGrades 9-110.5 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Fiber Cement

Other

  • Builder name: Standard Pacific

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tudor
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Hood,Gas Cooktop,Gas Water Heater,Microwave,Refrigerator,Wall Oven
  • Laundry features: Laundry Room,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Drop Zone,Soaking Tub,Kitchen Island,Open Floorplan,Storage,Walk-In Closet(s),Walk-In Pantry
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Family Room,Gas
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,377

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,377
  • Total interior livable area: 3,377 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Loft

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 21730451
  • Zoning: N1-A
  • Special condition: Standard
  • Exclusions: Alexa calendar on wall in kitchen. Garage: Dartboard,Golf club coat rack on wall,Golf club storage rack next to H2O heater.

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Covered,Deck,Front Porch,Patio,Screened
  • Fencing: Fenced

Lot

  • Lot size: 0.22 Acres
  • Lot size dimensions: 70 x 135 x 70 x 135

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$184$2,208
Property Taxes $276$3,312
Electricity $314$3,774
Total$3,883$46,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,131/yr
40% on housing$116,490/yr
45% on housing$103,546/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 28278$226
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28278$214
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-27Listed for sale$615,000
2020-06-24Sold$386,000
2020-05-19Pending sale$386,000
2020-03-27Listed for sale$386,000

For Sale by Agent

AgentJulie Everakes
BrokerageNorthGroup Real Estate LLC

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