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21689 Charity Ter, Ashburn, VA, 20147

3beds
3baths
1,650sqft
$489,990
$297price/sqft
$3,089/moest. monthly cost
$123,560/yrincome needed

About This Home

Welcome to 21709 Charity Terrace-a RARELY available Lower level unit in a truly Remarkable location within the community of Morley Corner in Ashburn * * North Facing with a Wall of Windows to enjoy the peaceful conservation area with trees, grassy knoll and an abundance of nature and wildlife. * * The Interior of this residence Uniquely features carpet THROUGHOUT both levels. The Floor to Ceiling Windows on the Main Level FLOOD the home with natural light and you also will witness some AMAZING sunsets * * The Gourmet Kitchen has Gas cooking, Granite countertops, loads of storage space and Stainless Steel appliances. Ascend up to the Spacious Upper Level featuring 3 generous size bedrooms including 2 guest rooms sharing a hall bath, laundry room with shelving and storage space. * * Primary Bedroom Suite features High Ceilings, TWO Walk in Closets, attached bath with dual sink vanity, Storage/Linen Closet, Shower and ceramic tile flooring. * * The GARAGE also has driveway space so 2 cars can park at this residence * * Meticulously maintained and pride of ownership shows throughout * * LOW monthly dues include Water/Sewer, trash, commons areas, Tot Lot, all exterior maintenance and additional overflow parking * * CLOSE to shopping, nature preserves, walking trails, schools, major commuter routes and TWO miles from the Ashburn METRO-bus stop at the front of the community for ease of transport to Metro. * *

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
Discovery ElementaryGrades PK-50.4 mi
8/10
8/10
Broad Run High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Permanent
  • Construction materials: Masonry,Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dryer,Washer,Dishwasher,Disposal,Refrigerator,Ice Maker,Cooktop,Gas Water Heater
  • Laundry features: Dryer In Unit,Washer In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Dining Area,Family Room Off Kitchen,Primary Bath(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,650

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,650
  • Total interior livable area: 1,650 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 088473671003
  • Zoning: R16
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Balcony

Parking

  • Total spaces: 2
  • Parking features: Covered,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$82$984
Property Taxes $328$3,936
Electricity $202$2,433
Total$3,089$37,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,908/yr
40% on housing$92,670/yr
45% on housing$82,373/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 20147$277
Loudoun County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 20147$292
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$489,990
2025-06-15Listing removed$2,750
2025-06-06Listed for rent$2,750
2022-07-04Listing removed--
2022-07-02Price change$2,150
2022-06-30Listed for rent$2,100
2021-01-27Listing removed--
2020-06-13Listing removed$1,995
2020-05-14Listed for rent$1,995
2018-12-10Listing removed$1,995
2018-11-12Listed for rent$1,995
2014-02-18Sold$336,500

For Sale by Agent

AgentAllison Welch Taylor
BrokerageRedfin Corporation

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