411 21st St, Barnum, MN, 55720
About This Home
Tucked away on a quiet corner at the end of a dead-end street, this charming Cloquet cottage offers the ultimate in easy, one-level living. Featuring 2 bedrooms and 1 bath, this low-maintenance home is a fantastic opportunity for a first-time buyer, downsizer, or investor. Enjoy the peaceful privacy of a yard lined with mature trees, along with the added convenience of a spacious storage shed for your seasonal gear. Simple, functional, and ready for its next chapter!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Previously Owned
- Year built: 1930
Materials
- Roof: Asphalt Shingle
- Construction materials: Vinyl,Frame/Wood,Other - See Remarks
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater-Gas,Water Heater-Tankless,Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Main Level
Bedroom
- Level: Main
- Area: 99
- Dimensions: 11 x 9
Bedroom
- Level: Main
- Area: 99
- Dimensions: 11 x 9
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- 3/4 bathrooms: 1
- Main level bedrooms: 1
Features
- Ceiling Fan(s),Eat In Kitchen,Kitchen Island
- Finished area below ground: 0
- Finished area above ground: 640
Heating & Cooling
- Heating features: Boiler
- Cooling features: None
Interior Area
- Total interior livable area: 640 sqft
Kitchen
- Level: Main
- Area: 156.25
- Dimensions: 12.5 x 12.5
Laundry
- Level: Main
- Area: 42
- Dimensions: 7 x 6
Living Room
- Level: Main
- Area: 169
- Dimensions: 13 x 13
Property
Details
- Parcel number: 061601440
- Foundation area: 528
Lot
- Lot size: 5,662 sqft
- Features: Corner Lot
- Lot size dimensions: 100 x 54
Parking
- Parking features: Off Street,Gravel,None
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Winter Weather
- Hail
- Heat Wave
- Ice Storm
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Carlton County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $757 | $9,084 |
| Home Insurance * | $160 | $1,920 |
| Property Taxes | $247 | $2,964 |
| Electricity | $170 | $2,050 |
| Total | $1,334 | $16,008 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $139,000 |
| 2026-07-30 | Price change | $149,900 |
| 2026-07-20 | Price change | $155,000 |
| 2026-07-08 | Listed for sale | $165,000 |
| 2018-05-18 | Sold | $20,000 |
| 2008-01-17 | Sold | $32,900 |
| 2007-01-24 | Sold | $66,712 |
View on Zillow